Right around this time of year we start thinking about doing our taxes. Doing taxes is never any fun, especially if you’re expecting to have to pay extra like I am this year. It’s natural to want to try and put it off as long as you can. Don’t put it off too long, however, […]
The Frugal Guide To Eating Out
Eating out doesn’t have to be as expensive as you might think. Here are some tips to cut back on costs when dining at your favorite restaurants.
Tip: The Credit Card Companies Are Not Your Friend, They Just Want Your Money
I’ve noticed lately that the credit card companies are using a new tactic (or at least new to me). They’re doing things for cardholders that on the surface appear to be helpful in order to make you think that they’re on your side. They’re you’re friend, and they’re here to help you! I’ve seen a […]
Ask The CERTIFIED FINANCIAL PLANNER™: Inheritances And 401ks
I’ve been getting a lot of reader questions lately, asking what I think they should do when faced with certain situations. I’m always happy to give advice, but this week I thought I would go to a professional for answers. In today’s post, I’ve asked Jeff Rose from Good Financial Cents to answer a couple […]
Small Decisions Equal Big Results
credit: elusive. One thing that I’ve learned over the past year is that the smallest of decisions can affect your financial life in a big way. In the short term making the choices to initiate small changes in your saving and spending habits may not seem like it will make much of a difference, but […]
Emergency Funds Make Your Life Better! (Or At Least More Stress Free)
An emergency fund is only the beginning of a sound financial plan. Here are some good reasons to start saving and how much money you should save.
Social Media Tip For Bloggers: Link Your Social Media Profiles To Your Blog URL
I was recently browsing through my Twitter stream when I saw something on the profile page of one of the social media big wigs that I thought was a great idea. He had set it up so that he could link to any of his social media profiles just by typing in his URL and […]
Dealing With A Job Loss: What To Do When You’re Laid Off
My wife is in the middle of a possible layoff right now, and as anyone who has been through this knows, it’s a hard situation to be in. So often a big chunk of our self-worth is tied up in what we do for a living, and then when the rug is pulled out from […]
Rates Are Low. Is It Time To Refinance? Our Refinance Story
My wife and I have been shopping around lately trying to find a good deal on a lower rate for our home mortgage. We’re currently sitting at around 6.5% with our 30 year fixed rate mortgage. We bought our house right before the real estate bubble burst, so the market was at its highest. Our […]
40 Frugal Christmas Shopping Tips To Keep Your Christmas Debt Free
A while back I asked for ideas from readers of the site of how to make sure your shopping trips this Christmas season are frugal. Here’s how they responded.
50 Frugal Gifts You Can Give This Christmas
Christmas time is one of the most joyous times of the year at our house, but if you’re not careful it can also be one of the most expensive times of year. If you’re trying to cut down on spending, like we are at our house, it can become a challenge to find creative gifts […]
Motivate Yourself By Setting Goals And Rewarding Yourself When You Meet Them
My wife and I have been seriously paying attention to our finances since earlier this year when we took Dave Ramsey’s Financial Peace University. We’ve never been in bad financial shape, but we’d never really been getting ahead either. That all started to change when we realized that in order to get ahead, we had […]
Ten People All Personal Finance Junkies Should Follow on Twitter
I‘ve been using twitter.com a lot lately to network with other bloggers, come up with ideas for blog posts, push people towards my site, and promote my side-businesses. Twitter has become one of my top 10 sources of traffic since I started using it. Because of that I’ve been a big proponent of using twitter […]
10 Fun And Free Things To Do
I‘m so bored These can be some of the most expensive words to come out of someone’s mouth because in most cases the phrase is a call to action. Let’s go somewhere, let’s do something, let’s buy some stuff…anything to keep from being bored. photo credit: Bored What you need is an arsenal of activities […]
