For a while now we’ve been talking about the Obama administration’s Making Homes Affordable Refinance and Loan Modification program. We looked at who was eligible for the program, and what you needed to do in order to push through your own refinance or loan modification. According to the administration the plan was going to be […]
Spending Less Than You Earn. Sound Advice At Any Income
The past week was a sad one as we saw the passing of several well known celebrities. The week started off with the passing of affable Johnny Carson sidekick and veteran of two wars, Ed McMahon. He was always able to light up the stage with his easy going demeanor, and he seemed to be […]
Netbook Computers: The Frugal Laptop Alternative That Won’t Break The Bank
Recently my wife and I decided that we wanted to get a laptop computer so that we could check emails, do work and otherwise surf the web while the other spouse was on our main desktop computer. We no longer wanted to deal with the “are you done on the computer yet?” exchanges. (Yes, it […]
10 Dumb Ways Of Wasting Money
When we think about frugal living, there are a number of easy things we turn to to cut back on costs: cheaper food, using less car, eating out less. But what about all the unconscious spending habits we’ve acquired, or those other ways of parting with our money that we often forget about? For a […]
10 Practical Ways To Save Money And Increase Your Net Worth
For many of us our budgets already seem tight.If you look, however, there are a few practical ways that you can save some extra money this year.
An Emergency Fund Will Help Reduce Your Risk Of Financial Catastrophe
A couple of years ago if you had asked me what I would do if an emergency presented itself and I needed some money quickly, I would probably have told you, “That’s what credit cards are for!”. Just put it on the card and pay it off when you can! Emergencies aren’t really something you […]
What If I Die? Make Sure Your Family Has All Your Important Information In One Place
Today is day two in “In Event Of An Emergency” week here at Bible Money Matters. The posts this week are looking at ways you can plan ahead for unforeseen emergencies, tragedies or hard times. Yesterday we looked at how you can make sure that all your important documents are safe by having a fire […]
What Should I Put In My Safe Deposit Box Or Fire Safe?
Here are some things that you should consider putting in your safe deposit box or fire safe in case the worst case scenario happens.
Don’t Forget To Make Your Estimated Tax Payment For Self Employment Income!
If you have investment income, self-employment income or other income not subject to withholding, you may need to make estimated tax payments. Here’s how it works.
To Succeed Diversify And Create Multiple Streams Of Income
Creating multiple small streams of income is a great way to diversify your income, and insure against catastrophe in event of a job loss or other emergency.
Are You Emotionally Invested In Your Credit Card?
I was listening to the Dave Ramsey show on my way to work this morning, and Dave was talking to a caller on his show that had just taken the plunge, pledged to go no further into debt and then cut up his credit cards. He was talking about how it had been extremely hard […]
Don’t Let Unexpected Stress Be An Excuse For Spending
Everybody Has Stress The last year has been extremely stressful one for my wife and I. My wife had a blood clot in her entire leg last March, and ended up being in the hospital for about 3 weeks. Then this winter my wife’s job was in jeopardy because the church that she works at […]
Accountability: Sometimes You Need Someone To Slap You On The Back Of Your Head
When we were taking Dave Ramsey’s personal finance course, “Financial Peace University” last year, one of the things he stresses in his course is the need to have someone in your life who can keep you accountable for your financial goals. For single people it might be a close friend, a mentor or a parent. […]
When Renting A Car, Save Money By Not Paying For The Extras
My wife and I went on vacation last week, and since we were planning on driving to several cities all across Florida, we decided that we would probably need a rental car. Renting a car should be pretty simple, right? Well, yes AND no. There are a lot of things to remember when renting a […]
