We are all too eager to spot a cool deal to save some money. Sadly, very often we are so eager that we forget about caution – and many scammers take advantage of that. What are you risking by running into an online scam? They can steal your money; They can steal your contact information […]
How To Teach Young Children About Money
How soon is too soon to teach a kid about money? Since it is hard to predict when your kids might “get it” I think it would be wise to have a system in place for when the child does.
Preparing For Difficult Times: When The Money Manager Is Unable To Perform Responsibilities
As the family money manager, I have an important responsibility which I never considered before last week. It’s a responsibility to insure my wife knows how to get access to all of our financial information and important documents immediately, if something ever happened to me. This is a serious topic many people don’t want to […]
How To Save Hundreds Of Dollars On Your Tax Bill By Challenging Your Property Taxes
After reading on some other blogs how the bloggers had successfully challenged their property tax assessments, saving them hundreds of dollars every year, I decided that it was time that I give it it a shot as well. Our assessed property value last year was almost $20,000 higher than we thought that it should be, […]
The Financial “Slip Up” And What To Do When It Happens
For those of us who have yet to at least adopt some measure of “frugal living” into our current lifestyle, I’d say it’s high time to get going. However, if you’re already at least doing something to improve your personal economy, hats off to you! No matter what steps you’re currently taking, you are at […]
20 Tips To Press Onward Towards Your Financial Goals
Are you in a financial rut? Do you need some motivation to get you back on your feet and move forward? Perhaps you’ve been trying to build and emergency fund this year and emergencies pop up as quickly as you deposit money into your savings account. Or, perhaps you’ve paid off all your debt and […]
Avoid The Pressure To Spend
Have you ever felt like you were pressured into spending money? Deep down you really knew you didn’t have the money to spend, but because of the situation, people around you or other factors, you ended up spending anyway. For those who are conscious spenders you know when one of these occasions is about to […]
When Getting Great Deals On The Things You Buy, Make Sure You’re Actually Getting The Deal
For the past week or so my wife and I have been vacation. We went on a road trip from beautiful Niagara Falls, across New England, ending up in Northern Maine. The fall colors were in full bloom, and we had a wonderful time. On the last day of our trip, however, we almost had […]
What You Need to Know About Cash Flow Management
Cash flow management, managing what’s coming in and what’s going out, is critical to maintaining control of your spending and staying in financial balance. Some people manage it to extreme detail and others manage it up to the high level. Either way, its cash flow management and it’s our jobs as wise money managers to […]
5 Roadblocks To Help Prevent Impulsive Spending Decisions
Do you have your own tips for preventing impulse purchases? Have you saved money by setting up your own roadblocks? How can you save more?
Going To The Minnesota State Fair Is Expensive! How To Avoid Spending Too Much.
My wife and I, along with a group of our friends, went to the Minnesota State Fair this past weekend. For those who don’t know the Minnesota State Fair is the largest state fair in the United States in terms of average daily attendance. Daily attendance can average anywhere from 100,000 people all the way […]
How To Get A Deal And Save Money When You’re Buying Electronics Or Other High Ticket Items
My wife and I have always enjoyed watching movies and TV shows at home. You could say we’re movie buffs. We’ve got a nice finished basement in our home with a big sectional couch facing our home theater where we can lie in front of the TV and watch to our heart’s content. It’s one […]
Middle Class Anxiety And Suggestions For Overcoming It
Visit Money Help For Christians to find out how to get a free copy of one of Craig’s recently completed eBooks. Middle Class Anxiety In his book A Millionaire’s Common Sense Approach to Wealth, Dexter Yager introduces a concept he calls ‘middle class anxiety’. Here is how Yager suggests you can diagnose someone with middle […]
Having A Hard Time With Your Refinance Or Loan Modification Under The Making Homes Affordable Program? Join The Club.
We’ve written several posts on this site in recent weeks about the Making Homes Affordable program. The program was originally intended to help stem the tide of foreclosures that we’re seeing right now, and to help our ailing real estate markets. The program aimed to do this by helping homeowners with high interest rates to […]