You had a great time. Maybe the best vacation you’ve had in a while. And boy did you need it with everything going on at work and such. As you’re unpacking you see that envelope sitting there. You know it’s a bill that needs to be paid but you have plenty of time to pay […]
Tips For a Frugal European Vacation
Ok, ok. I know what you’re going to say. Going on a European vacation is NOT frugal. Going on a trip like this means that you’re going to be spending a pretty penny. Traveling to Europe these days isn’t cheap, the Euro is currently worth somewhere in the neighborhood of about $1.28 U.S. dollars. That […]
10 Things I Have Learned About Money
This post helped me to win the Free Money Finance March Madness Competition and donate $500 to Second Harvest Heartland Food Bank. You can help make a difference in the lives of hungry families as well by donating HERE. A Year Of Learning About Money Since I started writing this blog back at the end […]
Your Credit Card May Give You Perks You Didn’t Even Know About
I recently was unfortunate enough to have some personal items stolen from my car, including a GPS and digital camera. I had only recently purchased the GPS, and digital cameras aren’t cheap to replace. I called my homeowner’s insurance to see if they would cover the replacement cost, but my deductible was too high […]
Finances and Personal Responsibility: Who Is To Blame For Your Money Problems?
The Victim Mentality I was reading a post over at Moolanomy.com the other day that really got me thinking about the idea of a victim mentality, personal responsibility and how people handicap themselves by blaming others when they have problems. I think it is helpful to first define when I mean by a victim mentality. […]
An Expensive Mistake: Having Hundreds Of Dollars Worth Of Stuff Stolen From My Car
This past weekend was an expensive one for me. And it didn’t have to be. Friday night was going to be a fun evening. I had a company softball game that I was taking part in, and we were all leaving work early to partake in this company game. Our company has two sub-companies, and […]
Make A Better Budget!
We all have need for a budget at one time or another, and it pays to revisit our financial goals on a regular basis in order to make sure we’re staying on track. So when you’re budgeting there are a few things to remember in order to make sure you get the most out of […]
How To Make a Million Dollars
This month in Kiplinger Personal Finance magazine they have an article talking about how much you need to save at any age to become a millionaire when you retire. They look at the ages 25, 35, 45 and 55. They make certain assumptions at each age about how much you’ve already saved, so their article […]
Free Online Resources For Losing Weight And Working Out
A couple of days ago I posted about how I was going to be joining the 100 Push-Up Challenge that so many other bloggers have embarked upon in the last week or so. On Monday I completed day 1 of the challenge, and so far so good! I haven’t buckled under the pressure… yet. I […]
Food Is A Big Expense. How Can You Save?
I recently asked my twitter.com followers what they spend on groceries every month. I got answers ranging anywhere $250/month for a family of two to over $600/month for a family of 4. The largest family was a family of 6 who spends $450/month on food. Our food bill for a family of two is often […]
Lies and Money: What Are You Keeping From Your Spouse?
Money And Marriage One thing I’ve been thinking about a lot more lately is just how much of a role money can play in a marriage, and how you approach it can determine the success or failure of the relationship. In fact, statistics have shown that the majority of marriages that end in divorce cite […]
Save Money On Your Hospital Bills Just By Asking
My wife and I just went through an extremely expensive medical emergency in the past month where we ended up having to pay quite a bit of money to two different hospitals. Luckily we had health insurance (see yesterday’s post), and our liability was capped at $1800. Our emergency fund and tax rebate covered all […]
How Much Gas Are You Wasting?
Gas prices are going up! This past week the cost of gas here in Minnesota has been rising, and is now getting dangerously close to record prices. I’ve been trying to conserve gas, but this week my frugal ways may have gotten the better of me. I thought – I’ll wait one more day to […]
Weekend Getaways That Won’t Break Your Budget
Because most of us can’t take a two-week vacation to Hawaii every season, I present some frugal ideas for those quick weekend getaways. The biggest expenses of the weekend getaway are usually the airfare and hotel charges. These ideas focus on limiting or eliminating those big charges. Friends Are Friends Forever Some of my favorite […]
