This week is “In The Event Of An Emergency” week. We’re looking at things you can do to plan ahead for life’s emergencies, both big and small. The first post in the series looked at why you should have a safe deposit box or fire safe, and what you should be putting in it. The […]
Days Like This Make You Realize What Is Important: It Isn’t Your Possessions
A Phone Call Yesterday I was at work when I got a call from my friend who lives next door. He said that he had just talked to his wife, and that our neighborhood was in danger of going up in flames. There was a fast moving grass fire that was quickly consuming much of […]
Are In Store Credit Card Offers Becoming More Aggressive?
Have you been noticing an uptick in pushy sales associates offering you store credit cards as well? Are the stores pushing credit cards more aggressively?
Are You Participating In All The Doom And Gloom? Don’t! Have Hope.
Ever since last September our (or arguably before then) our economy has been in a downturn. Big companies, small lenders and consumers all engaged in irresponsible behaviors that resulted in the failure of businesses, and necessitated the bailouts of many others. People are being laid off left and right, and things are extremely tight! So […]
Extra Money Update, Links And 7 Things You Didn’t Know About Me
Make Extra Money! Cash Crate Update A while back I posted a couple of times about a site that I was using to make some extra money using a site called Cash Crate. I did a full cash crate tutorial explaining how you can set up an account and get started on filling out surveys […]
Thoughts On Prosperity From Abe Lincoln
These past couple of years we’ve been hearing a lot of talk about how the rich aren’t paying their fair share, they aren’t taxed enough, and that they ought to be spreading the wealth around. Personally I don’t think that us taxing the rich more, or trying to bring others down will end up leading […]
Don’t Let Unexpected Stress Be An Excuse For Spending
Everybody Has Stress The last year has been extremely stressful one for my wife and I. My wife had a blood clot in her entire leg last March, and ended up being in the hospital for about 3 weeks. Then this winter my wife’s job was in jeopardy because the church that she works at […]
Where Dave Ramsey and I Part Ways
We’ve all been following Pete’s series on Dave Ramsey’s baby steps program with the utmost interest. As someone that has never struggled with debt, the need for the program has never presented itself to me. However I discovered his radio show in college, and really like the call-ins from listeners with financial problems. The show […]
Stop Worrying About The Things You Can’t Affect, And Work On Those You Can
When you watch the news these days, there really isn’t much to get excited about. The markets are down, our deficit is going up, and the spending seems to be out of control. There’s enough bad news for everyone to get upset and worried 24 hours a day if they want to. I have a […]
This Frugal Blogger is Spending a Ton Of Money On Valentine’s Day
This Valentine’s Day you won’t be seeing any of those “10 Ways To Be Frugal On Valentine’s Day” posts on this blog. The reason? We’re not going to be frugal this year. We’re just going to go all out, and have a good time regarless of the cost. We’re going to spend whatever it takes […]
Small Decisions Equal Big Results
credit: elusive. One thing that I’ve learned over the past year is that the smallest of decisions can affect your financial life in a big way. In the short term making the choices to initiate small changes in your saving and spending habits may not seem like it will make much of a difference, but […]
Rates Are Low. Is It Time To Refinance? Our Refinance Story
My wife and I have been shopping around lately trying to find a good deal on a lower rate for our home mortgage. We’re currently sitting at around 6.5% with our 30 year fixed rate mortgage. We bought our house right before the real estate bubble burst, so the market was at its highest. Our […]
Do You Ever Plan To Fully Retire?
The languor of idleness is worse than the worst weariness of toil – Hugh Black I was thinking recently about how so many people have recently had to re-think their retirement plans as their nest eggs have been depleted or vanished altogether due to our economic meltdown. People who were thinking that they would be […]
Interview With Blogger And Certified Financial Planner Jeff Rose
When you read blogs, you can always tell when the person writing the blog is passionate about the subject matter that they’ve chosen. Their writing sucks you in, and keeps you coming back. You know those blogs will most likely take it to the next level. A blog that I’ve been mightily impressed with lately […]
