When you are selling your house in a down market, you need to get any edge that you can to help sell. Here are 10 tips to help you sell your home faster.
Spending Less Than You Earn. Sound Advice At Any Income
The past week was a sad one as we saw the passing of several well known celebrities. The week started off with the passing of affable Johnny Carson sidekick and veteran of two wars, Ed McMahon. He was always able to light up the stage with his easy going demeanor, and he seemed to be […]
Should There Be Mandatory Personal Finance Classes In High Schools?
In the time I’ve been writing this blog, I’ve come to realize something through the comments on the posts, the questions I receive via email, and the searches that people use to reach this blog. A lot of people just don’t have a basic understanding of personal finance. Basic Personal Finance Know How Is Lacking […]
Tempted To Spend? Remove The Source Of The Temptation
It is so hard these days to not spend money. We’re constantly bombarded with offers to spend. Remove the temptations to spend and saving will become that much easier
5 Habits Of Millionaires That You Should Try And Emulate
I was reading an article today on Monster.com (no, I’m not looking for a new job) that was talking about things that millionaires do that set them apart from those who aren’t successful. It had some pretty keen insights that I thought were worth sharing. A lot of people like to think that most millionaires […]
False Starts And Budget Malaise: Getting Back Your Budgeting Momentum
If there’s one thing I’m good at, it’s starting a budget. I have no problem tracking our spending for a month or two or setting up income and expense categories. I’m even able to setup a working zero based budget where we allocate every dollar to a category, leaving no money left over to just […]
Don’t Fall Into The Trap Of Not Budgeting When Things Are Going Well
The past 6 months have gone extremely well for my wife and me. My job has remained stable through the tough times, I received an unexpected bonus and my blog income has been steadily increasing. Making ends meet is no longer a huge issue. We first started seriously doing a budget last year because we […]
New Legislation Will Bring Changes To The Credit Card Industry
If you’ve been reading this blog for any period of time, you probably know that I’m not a huge fan of credit cards. As a Dave Ramsey fan and facilitator for his Financial Peace University class, you’d probably understand why. In general I think that using debt and credit are just poor ways to get […]
Happy Memorial Day: Take A Moment Today To Remember The Sacrifice So Many Have Made
Remembering Happy Memorial Day everyone! Don’t forget to take a moment today to remember those fighting men and women who have sacrificed so much to allow us to remain free, and to be the greatest nation on God’s green earth. This weekend I stopped by my grandparent’s grave at Fort Snelling National Cemetery in Bloomington, […]
Stories That Illustrate The Power Of Persistence
A lesson everyone must learn is the need to persist when it is difficult. When we experience defeat and rejection, the easiest and most logical thing to do is to quit, but the successful have learned to persist. – Abraham Lincoln
Breaking Free From Materialism
The major way to give more is to break free from the grips of materialism. The goal of this life should not be to accumulate money for the sake of personal gain. As a person of faith, our God may bless us with wealth, but all things ultimately belong to Him and thus should be […]
To Refinance Or Not To Refinance
I’d like to do a quick rundown of the question “to refinance or not to refinance,” which seems to be plaguing everyone right now. It’s a timely topic for sure. Rates are down and we’d all like to save a buck or two, but when you add in closing costs, how do you know if […]
Hard Times Make Us Stronger: The Story Of The Butterfly
Sometimes struggles are exactly what we need in our lives. If God allowed us to go through our lives without any obstacles, it would cripple us. We would not be as strong as what we could have been.
Setting Up A Good Financial Plan Can Help You To Weather Any Storm
The last few days we’ve been talking about how you can prepare yourself for emergencies, both big and small. We looked at what you should put in a safe deposit box. We discussed making “What If I Die” spreadsheet, putting all of your important information in one place in case you pass on, or become […]
