For my generation September 11th has often been compared to Pearl Harbor, or the Kennedy assassination. Everyone remembers where they were on 9/11. This is my remembrance of where I was, and what I was thinking on that awful day.
A Commonly Believed Myth: The Little Guy Just Can’t Get Ahead
There is a difference in attitudes between those who are on their way to financial success, and those who just seem to be mired in debt and despair.
Take Time To Stop And Appreciate What’s Right In Front Of You: The Anonymous Violinist
Would you recognize the extraordinary in your life, even if it wasn’t in the context you expected? Do you recognize the blessings you’ve been given, despite going through hard times?
Black Friday Madness: How I Almost Got Trampled At Walmart’s Black Friday Sale
I decided to go shopping on Thanksgiving eve thinking the crowds would be manageable. Boy was I mistaken. Has consumerism taken over?
Learning Contentment Before Achieving Self Employment
It may take me another year, 5 years to get where I want to truly be in my career. During that time I’m going to try to find contentment.
Do You Really NEED it? Or Just Want It?
Do We Really Need That? A while back my wife and I were talking about how we needed to get a new TV in our bedroom. It was 2009, and with the digital switchover happening that year, we had two options to consider. First we could buy a digital to analog converter box for about […]
Dave Ramsey Comments On My Post About His New House, His Debt Philosophy And Giving
Dave Ramsey recently built a new house and paid cash for it. I wrote about it, and a discussion quickly started, which Ramsey himself added to. Here’s a further discussion of what he had to say.
Thoughts On Escaping The Middle Class
I‘ve been thinking about financial survival a great deal lately. I’ve been asking questions such as how one party gains a financial advantage over another. How is it that the middle class has grown to be so large? It’s like a bell curve, with the middle class at the center with the most population while […]
3 Important Financial Lessons That Changed My Life
Principles. They’re what financial planners depend on in order to offer wise counsel. Sometimes principles are simple and straightforward. Other times, they’re a bit more complex. Some principles need to be modified, others are timeless. What are some timeless principles that we need to be reminded of every so often? This is a collection of […]
Financial Prioritization: How To Know What’s Important
“Build your emergency fund.” “Invest in retirement.” “Pay off your debt.” The more I write about personal finance, the greater the complexities I discover when it comes to prioritization. For those just starting on the path to a healthier financial future, Dave Ramsey’s 7 Baby Steps might just be the ticket. But over the course […]
Decision On Extension Of The Bush Tax Cuts Pushed Off Until The Last Minute
I‘ve written several times on this site about the expiration of the 2001 and 2003 Bush tax cuts, and how if they aren’t renewed for all taxpayers before the end of the year, we could be seeing an increase in tax rates for everyone across the board. While both parties have been making overtures about […]
Overcoming Financial Stress
If you’re like me, you’ve already started to feel the pressure of the increased expenses that come during the end of the year. Things like higher utilities, holiday spending, and end of the year tax prep can really put the pressure on your finances. At the end of last month, I sat down with my […]
The Power Of Debt
When I originally set out to write this piece on debt, it was titled, “The Soul Crushing Power of Debt”. But the more I reflected on my own experience with debt, the more I realized: “There are really two responses to the power of debt. It can crush you. Or it can motivate you. Sometimes, […]
When Is Enough… Enough?
First off I want to thank Peter for having me on his blog as a guest writer. I wanted to try and tackle a tough question for everyone and I am glad he gave me the opportunity. After reading Peter’s article on Dave Ramsey’s New House I started to dive into the comments, post a […]
