It’s quite customary for consumers who are making big purchases to set spending limits. As an example, a couple might say, “I think it is time to buy a new car.” Once they have decided to purchase another car, they will then ask, “How much should we spend?” A great question. They’ll either talk about […]
How To Deal with Out of Control Spending
“Where does all my money go?” “Why isn’t there any money left at the end of the month?” “I can’t pay all my bills every month.” If one of these phrases describes you, you probably have a problem with spending. Quite simply, your spending is out of control. People spend money for different reasons. If […]
Jumpstart Your Economy: Doing Your First Budget
What Is A Budget? First things first. What is a budget? A budget is basically a written plan where you decide where each and every dollar will go in the coming month. You figure out how much income you’ll have, and how much you’ll need to spend for necessities. The difference between the two […]
Have Some Fun This Weekend Without Spending A Lot Of Money
One thing my wife and I have been doing lately is to try spending less on entertainment and “fun money” than we have in the past. We know if we want to get ahead we need to cut down on those miscellaneous entertainment dollars. Cutting down on those dollars doesn’t mean we can’t have any […]
Motivate Yourself By Setting Goals And Rewarding Yourself When You Meet Them
My wife and I have been seriously paying attention to our finances since earlier this year when we took Dave Ramsey’s Financial Peace University. We’ve never been in bad financial shape, but we’d never really been getting ahead either. That all started to change when we realized that in order to get ahead, we had […]
Christmas Budgeting Tips: Avoid Overspending At This Expensive Time Of Year
The holidays are almost here, and if you haven’t already, it’s time to start thinking about buying Christmas gifts for family friends and neighbors! Will you be heading out to wait in line at one of the Black Friday sales? Christmas is one of those times of year that we normally throw caution to the […]
Unintended Consequences Of Doing A Budget
Doing a budget has decreased our spending Within the past few months my wife and I have started doing a zero based budget where every dollar is allocated before it comes in. When the paychecks are deposited each and every dollar is assigned a job, whether it be paying bills, groceries, personal spending money or […]
Make A Better Budget!
We all have need for a budget at one time or another, and it pays to revisit our financial goals on a regular basis in order to make sure we’re staying on track. So when you’re budgeting there are a few things to remember in order to make sure you get the most out of […]
The Budget Goes Out The Window!
I have a confession to make. Now that we’re finally out of debt (except the mortgage), my wife and I decided to celebrate and go out shopping. We both got the urge to just drop our budget and go spend crazy for just one day, so we each took one of the credit cards and […]
