The Victim Mentality I was reading a post over at Moolanomy.com the other day that really got me thinking about the idea of a victim mentality, personal responsibility and how people handicap themselves by blaming others when they have problems. I think it is helpful to first define when I mean by a victim mentality. […]
Dave Ramsey’s Financial Peace University: Week 12 – Real Estate and Mortgages
Last Week – Working In Your Strengths Last week was week 11 in Dave Ramsey’s “Financial Peace University“. Week 11 was all about careers and doing what you love for work. Ideas talked about: The average job in America is now 2.1 years in length. The key to power in our careers is to first […]
Are You Building Your Credit, Or Just Going Into Debt?
People love to spend money, and they’ll come up with any number of reasons that they just NEED to go into debt. They will tell you things like, “I’m only using this credit card so that I can build my credit!”. Or, “I’m only buying this new car because they’re giving me such a low […]
What Is Your Approach To Investing?
Learning To Invest A while back I talked about investing tips that we learned in our Financial Peace University class. Among the key things we learned was that you should be out of debt before investing (except mortgage), you NEED to diversify your holdings or risk losing it all, and only work with financial advisers […]
Dave Ramsey’s Financial Peace University: Week 11 – Working In Your Strengths
Last Week – From Fruition To Tuition Last week was week 10 in Dave Ramsey’s “Financial Peace University“. Week 10 was all about retirement, education and planning for the future. Key points: Independence in retirement is up to you. Don’t depend on Social Insecurity. Fund college education only after you are funding your retirement. If […]
An Expensive Mistake: Having Hundreds Of Dollars Worth Of Stuff Stolen From My Car
This past weekend was an expensive one for me. And it didn’t have to be. Friday night was going to be a fun evening. I had a company softball game that I was taking part in, and we were all leaving work early to partake in this company game. Our company has two sub-companies, and […]
Dave Ramsey’s Financial Peace University: Week 10 – From Fruition To Tuition
Last Week – Of Mice And Mutual Funds Last week was week 9 in Dave Ramsey’s “Financial Peace University“. Week 9 was all about mutual funds and other investment strategies. Some of the key points: The best way to invest is to be OUT OF DEBT first. Don’t put all your eggs in one basket […]
Dave Ramsey’s Financial Peace University: Week 9 – Of Mice And Mutual Funds
Last week – Clause and Effect Last week was week 8 in Dave Ramsey’s “Financial Peace University“. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy. Don’t be afraid to negotiate. Be willing to walk away. Always use the power of cash. Remember the places […]
Make A Better Budget!
We all have need for a budget at one time or another, and it pays to revisit our financial goals on a regular basis in order to make sure we’re staying on track. So when you’re budgeting there are a few things to remember in order to make sure you get the most out of […]
Fraud, Identity Theft Grow At ATMs
I recently posted on this blog about how identity thieves had made some attempts at stealing people’s credit card information and identities by putting “credit card skimmers” on the Redbox movie rental machines at local Mcdonalds, and grocery stores. After reading an article at MSN Money today, it sounds like this type of crime is […]
Another Stimulus Check? Maybe, But Why Not Just Create Your Own?
Thanks for stopping by to find out more about a possible second stimulus check, we know a lot of you are counting on one. We’re updating with current news about possible stimulus checks as soon as it is announced, so subscribe now via RSS or Email, and keep coming back for great content! For more […]
Dave Ramsey’s Financial Peace University: Week 8 – That’s Not Good Enough!
Last Week – Clause And Effect Last week was week 7 in Dave Ramsey’s “Financial Peace University“. Week 7 was all about insurance. It talked about what kinds there are, what kinds you should have, and what kinds to avoid. Some key takeaways: Make insurance coverage a priority to avoid a financial disaster. Learn the […]
How To Make a Million Dollars
This month in Kiplinger Personal Finance magazine they have an article talking about how much you need to save at any age to become a millionaire when you retire. They look at the ages 25, 35, 45 and 55. They make certain assumptions at each age about how much you’ve already saved, so their article […]
7 questions that will change your life
I was tagged by a new meme by 3PrincessesMomma. She asks 7 big questions that can change your life. They are: 1. What will I try to improve on next week? 2. What was I most proud of this week? 3. What was my biggest accomplishment this week? 4. What have I done to get […]
