What if you were to think a bit differently about retirement and invest for cash flow versus investing for appreciation. Here’s a look.
Top 10 Ways To Catch Up On Retirement
If you are one of the 30 percent of Americans who are almost at retirement age with no savings to speak of, it’s time to act.
What Are The Rules For Inheriting A Roth IRA?
It is important to know the rules of of an inherited Roth IRA because it can trigger both estate taxes and income taxes.
Love Your Children? Take Care Of Your Financial Health
Sometimes parents get so wrapped up in caring for their children that they forget to care for themselves, and for their financial health.
401k Contribution Limits And Rules For 2012
In the past when looking at the 401(k) account type and the rules associated with it, one thing I’ve talked about is how I’ve avoided contributing to my 401k because my company has never really done matching contributions. (If your company does match contributions, by the way, I’d highly recommend taking part as it can […]
2012 Roth IRA Rule Changes
What are the 2012 Roth IRA rule changes for contribution limits, phaseouts, and Roth IRA conversions? Here are a look at the highlights.
Why Doesn’t the 80% Rule Offer Enough Money To Retire?
One of the most popular rules of retirement is that you’ll need about 75 – 80% of your income prior to retirement, an average of 80%, to maintain your lifestyle in retirement. Perhaps this is true for some people. For most new retirees, however, following this rule is not going to give them enough money […]
Betterment.com Gets A New More Streamlined Look
Earlier this year I happened upon a new online brokerage called Betterment.com that was advertised as an easier way to invest for people who are either too busy to handle their own investments, too intimidated by other brokerages being too complicated, or who just wanted an easy hands off way to invest their money with […]
Kicking Your Retirement Savings Into Gear
This isn’t your typical retirement savings article. I’m not going to tell you how you can become a millionaire by rejecting your daily cup of Starbucks. (By the way, a $3 cup sacrificed every day for 30 years at 7% only adds up to $110,000…so good luck retiring on that) Nor am I going to […]
Retirement RMD Basics
RMD is an acronym for “required minimum distribution” a required withdrawal from retirement accounts that millions have to take every year.
The Best Retirement Plan Is The One You Start And Actually Contribute To
With skyrocketing health care and other costs, the best retirement plan is one you actually begin and start contributing to today.
Roth IRA Vs. Roth 401(k): What Are The Differences?
How are pretax retirement accounts, the Roth IRA and the Roth 401(k), different? Does either of them have benefits over the other?
What Is A Roth 401(k) And What Are Some Of The Benefits?
For a while now on this site you’ve heard me extolling the virtues of the Roth IRA, talking about how I think it should be a part of any person’s investment plan, and how it’s a great tool to help diversify your retirement savings. When I have written the posts I’ve mostly focused on the […]
What Is An Exchange Traded Fund (ETF)? What Are The Benefits? Should I Consider Using One?
What exactly is an ETF, and why would I want it to be a part of my investing portfolio?
