Married couples don’t always see eye to eye. If you’re married, you didn’t need me to tell you that :). When I started writing about making a budget and answering budgeting related questions, I found that people often struggle with a spouse who won’t get on board with the finances. The usual response is a […]
How To Get Free Financial Help Online
I’ve talked a lot over at One Money Design about my personal experience as a Money Map Coach and often share how this FREE program is a helpful resource for people experiencing financial challenges. In short, the coaching services are FREE and available through Crown Financial Ministries. Crown is dedicated to equipping people worldwide to […]
Family Finance: Top Mistakes Young Families Make
Singles finance and family finance differ quite a bit. I’ve learned that well over the past 5 1/2 years (our oldest child is now 5 1/2). My personal experience has shown there are more spending pressures and overall expenses when you have a young family. Examples include birthday parties, swim lessons, dance lessons, clothes, toys, […]
3 Steps To Easily Pay Your Bills On Time
Upon contemplating how to implement our first budget, I ran into an inevitable problem: how to cash flow monthly expenditures. Having worked in retail for large corporations, I understood that other people had a similar problem. When it came time to pay their bill, some would say, “Well, I don’t get paid until Friday. Can […]
Should Your Finances Be In Order Before Having Children?
You might be surprised by my response to this question. But in general, I don’t think you should plan having children around your finances or financial situation. In other words, I do not think finances have to be in order to have children. Now I know there are some exceptions in which a child couldn’t […]
How A Little Blogging Insider Information Can Help You Find Trusted Financial Information Online
Isn’t the web an amazing thing? This blog would certainly be a different thing without the net. Because there is so much information online it is occasionally hard to know where to go for accurate financial information. Peter just finished off a fantastic series on How To Make Money With A Blog. Non-bloggers can also […]
50 Personal Finance Bloggers To Watch
Darren Rowse over at ProBlogger.net recently hosted an article that gave a list of 30 Bloggers To Watch. After the post went live Darren gave a challenge to others in the blogosphere to make their own lists of bloggers to watch in their own niches. I decided to join in the fun! My list contains […]
Do You Have Financial Purpose Or Do You Just Manage Your Money?
Steven Covey makes an important distinction between leaders and managers. Leaders are those who have vision and direction. Managers simply master the art of doing ‘it’ better and more efficiently. Covey offers the following illustration: The managers are those who are finding better swinging movements to cut more branches with less effort while the leader […]
More Vs. Less: Which Is Better?
We typically do it instinctively – we think ‘more’ is always the solution. If you are having money troubles, what should you do? Earn more money. If you are feeling depressed, what should you do? Spend more money. If you want to retire happy, what should you do? Save more money. If a product is […]
The Financial “Slip Up” And What To Do When It Happens
For those of us who have yet to at least adopt some measure of “frugal living” into our current lifestyle, I’d say it’s high time to get going. However, if you’re already at least doing something to improve your personal economy, hats off to you! No matter what steps you’re currently taking, you are at […]
How Many Financial Accounts Should You Have?
Financial accounts are a modern day necessity. Most people have an account at a bank, if not multiple banks. At that bank they are likely to have a checking account, savings account, and even a CD. In addition, it is quite common for people to have multiple active credit card and debit card accounts. Unfortunately, […]
What You Need to Know About Cash Flow Management
Cash flow management, managing what’s coming in and what’s going out, is critical to maintaining control of your spending and staying in financial balance. Some people manage it to extreme detail and others manage it up to the high level. Either way, its cash flow management and it’s our jobs as wise money managers to […]
How God Worked In The Life Of One Debt Free Blogger: A Testimonial
This is an article from Brad over at EnemyOfDebt.com. Read some more of his great posts at his site, or subscribe to his RSS feed. It is God who is at work in you, both to will and to work for His good pleasure.-Philippians 2:13 I once was an angry atheist—who surrounded myself with negative […]
How Saving for Tomorrow Improves the Quality of Life Today
One of the common criticisms of saving money is that some folks think that saving for tomorrow completely defeats the purpose of money. These are the ones with a live for today philosophy. The live for today philosophy claims, you could save your money for tomorrow and then have a heart attack and die. What […]
