There are several different ways to consolidate your debt. Let’s take a closer look at how it works and at the pros and cons of debt consolidation.
It’s In The Little Things In Life: How Appreciation Helps Us To Appreciate Worth
It’s not always easy to appreciate the little things in our lives, but doing so can really showcase a greater worth. Here are some things to keep in mind to add worth to what you already have
4 Warning Signs That A Person Will Never Get Out Of Debt
If you have debt to pay off, are you serious about paying it off? Here are 4 signs, that you may not be serious about paying off your debt.
Emergency Funds For Specific Purposes Can Help You To Avoid Debt
It is important to plan ahead as much as you can for specific events, and saving emergency funds specifically for those events. Here’s how our auto specific emergency fund saved us this week.
7 Lessons I’ve Learned While Paying Down Our Debt
Here are seven lessons we’ve learned while we’ve been paying down debt over the past couple of years.
Is The Middle Class In The Same Financial Class As Low Income Earners?
The middle class is really almost no different than the low income because they don’t own anything. Are you living a low income life because of your debt burden?
Just Say No To Friends, Family And Dates And Be… A Refusenik?
Are you determined not to spend money attending events that you aren’t really interested in that can be quite expensive? You may be a refusenik.
4 Tips For Paying Off Credit Cards
Researchers estimate that as many as 50% of U.S. household have credit card debt. Here are 4 tips for getting out of debt.
An Emergency Fund Is More Than Just Money In The Bank: You May Have More Money Available Than You Think
If having a small emergency fund of $1,000 or even $3,000 makes you nervous, keep in mind that you probably have much more money available to you than you think.
Finances Are Important… But Are You Taking The Time To Enjoy Your Life?
You care about your finances, but are you taking the time to truly enjoy your life, and your money, now?
Teach Your Child Financial Independence To Preserve Your Retirement
Teaching your children how to be financially independent in their 20s will go a long way toward helping you preserve your own retirement.
Use Visualization To Improve Your Financial Future
Visualization is a powerful tool that helps athletes turn in world class performances, but we everyday people can also use visualization as a tool to improve our financial lives.
3 Debt Lessons To Learn From The Pursuit Of Happyness
Sometimes it can feel that the odds are against you, but real life heroes like Chris Gardner from The Pursuit of Happyness can give insight on how to turn things around.
There Are Always More Ways To Cut Your Expenses
There are always places in the budget you can cut – if you want to. Here are a few places that we’re cutting.
