This year has been a tough one economically. We’ve had the foreclosure crisis, and now the credit crunch. People are bracing for the worst. Now leading academics are saying that the credit crunch may not be over yet. The deepening toll from the global financial crisis could trigger the failure of a large US bank […]
Dave Ramsey’s Financial Peace University: Week 12 – Real Estate and Mortgages
Last Week – Working In Your Strengths Last week was week 11 in Dave Ramsey’s “Financial Peace University“. Week 11 was all about careers and doing what you love for work. Ideas talked about: The average job in America is now 2.1 years in length. The key to power in our careers is to first […]
Dave Ramsey’s Financial Peace University: Week 11 – Working In Your Strengths
Last Week – From Fruition To Tuition Last week was week 10 in Dave Ramsey’s “Financial Peace University“. Week 10 was all about retirement, education and planning for the future. Key points: Independence in retirement is up to you. Don’t depend on Social Insecurity. Fund college education only after you are funding your retirement. If […]
Dave Ramsey’s Financial Peace University: Week 10 – From Fruition To Tuition
Last Week – Of Mice And Mutual Funds Last week was week 9 in Dave Ramsey’s “Financial Peace University“. Week 9 was all about mutual funds and other investment strategies. Some of the key points: The best way to invest is to be OUT OF DEBT first. Don’t put all your eggs in one basket […]
Dave Ramsey’s Financial Peace University: Week 9 – Of Mice And Mutual Funds
Last week – Clause and Effect Last week was week 8 in Dave Ramsey’s “Financial Peace University“. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy. Don’t be afraid to negotiate. Be willing to walk away. Always use the power of cash. Remember the places […]
Dave Ramsey’s Financial Peace University: Week 8 – That’s Not Good Enough!
Last Week – Clause And Effect Last week was week 7 in Dave Ramsey’s “Financial Peace University“. Week 7 was all about insurance. It talked about what kinds there are, what kinds you should have, and what kinds to avoid. Some key takeaways: Make insurance coverage a priority to avoid a financial disaster. Learn the […]
Debt Snowball – Pay Off The Smaller Debts First
“The wicked borroweth, and payeth not again: but the righteous showeth mercy, and giveth.” Psalm 37:21 One principle that is important in the area of personal finance is integrity, and making sure that when you borrow money, you’re paying it back. The reasons that people will find themselves in debt vary, and it isn’t always […]
Dave Ramsey’s Financial Peace University: Week 7 – Clause And Effect: Buying Insurance
Last Week – Buyer Beware Last week was our 6th week in Dave Ramsey’s “Financial Peace University“. Week 6 talked about being an informed consumer, and not falling prey to the tactics retailers use to get you to buy. Some important points: Learn the marketing method companies use to market products and services to you. […]
Dave Ramsey’s Financial Peace University: Week 6 – Buyer Beware
Last week – credit sharks in suits Last week was week 5 in Dave Ramsey’s “Financial Peace University“. The lesson for week 5 was focused on credit sharks, and the tactics they use to make you and your family go hungry. Some of the lessons we learned: If you are unable to pay the minimum […]
Dave Ramsey’s Financial Peace University: Week 5 – Credit Sharks In Suits
Last Week – Dumping Debt Last week was week 4 in Dave Ramsey’s “Financial Peace University“. The lesson for week 4 was another good one, this time focusing on dumping all of your debt using the debt snowball! A few of the important points about how to dump your debt: Quit borrowing more money. Don’t […]
Dave Ramsey’s Financial Peace University: Week 4 – Dumping Debt
In Review – Last Week Last week was our third week in Dave Ramsey’s “Financial Peace University“. The lesson for the week focused on cash flow planning, and was one of the more intense lessons we’ve had as it went deep into putting together a budget, and the reasons for doing so. A few of […]
Dave Ramsey’s Financial Peace University: Week 3 – Cash Flow Planning
In Review – Last Week Last week I talked about our second week in class for the Dave Ramsey’s “Financial Peace University” seminar that we’re attending. In that post we talked about how men and women, nerds and free spirits all relate differently to money. A few of the important points: Men and women think […]
Dave Ramsey’s Financial Peace University: Week 2 – Relating With Money
In Review – Last Week Last week I talked about our first week in class for the Dave Ramsey’s “Financial Peace University” seminar that we’re taking with some other couples from our church. In that post we talked about how if you want to get out of debt and become financially solvent, you need to […]
Dave Ramsey’s Financial Peace University: Week 1 – Super Saving
Signing Up For Class My wife and I started attending the Dave Ramsey “Financial Peace University” class a week or so ago through our church small group. We had some people in our group that were “Dave Ramsey evangelists”, and who thought that everyone should take the class at least once. “It’ll change the way […]
