When buying a new home it is important to monitor your credit situation as credit scores from FICO or other agencies can have a big impact on what mortgage rate you receive.
What Comprises Your Credit Score?
We all know that credit scores are important for a variety of reasons, but do you know what factors matter into your credit score?
How To Negotiate With Your Credit Card Company: What Options Do You Have When It Comes To Credit Card Debt?
If you’ve found yourself with a huge amount of credit card debt, what are your options when it comes to reducing your rates, reducing principal, or settling the debt?
What Is A Good Credit Score?
Do you know what a good credit score is? How do you know if you’ll get the best rates on your next home or auto loan? How much of an effect can a good credit score have?
10 Ways To Protect Your Financial And Personal Information When Shopping Online
What can we do to protect ourselves from being a victim of online fraud or identity theft?
How To Protect Your Money When Ordering Goods Or Services For The Future Delivery
When purchasing big ticket items or giving a down payment, pay with your credit card in order to minimize your risk of losing your money.
2 Years Without Credit Cards: Do I Regret It?
We’ve been without credit cards for two years now. The question is do we regret cutting up those cards in favor of cash only spending?
Is It Worthwhile To Pay For Credit Card Payment Protection?
Many credit card companies urge their consumers to consider buying credit card payment protection. This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases). In the event of your death, payment protection can pay off the remainder of your credit […]
Do You Really NEED it? Or Just Want It?
Do We Really Need That? A while back my wife and I were talking about how we needed to get a new TV in our bedroom. It was 2009, and with the digital switchover happening that year, we had two options to consider. First we could buy a digital to analog converter box for about […]
How Much And What Kind Of Debt Have You Incurred In Your Lifetime?
How many credit cards, mortgage and other credit accounts do you have on your credit report?How much have you spent on credit over the years?
Building Up Debt Is Easy. Getting Rid Of Debt Takes Dedication And Hard Work
Over the years I’ve never really been someone who spends large amounts of money, but if I’m completely honest I haven’t exactly been frugal all the time either. When I was younger I never really denied myself the things I wanted, even when I didn’t necessarily have the cash on hand to buy it. If […]
Credit Sesame Review: A Good Way To Get Your Credit Score Free
Credit Sesame is a debt and credit monitoring site that will allow you to check your credit score for free, with no obligation. Here’s my review.
Credit Karma: Get Your Credit Score For Free
A great way to stay on top of your credit is by using the free Transunion and Equifax credit scores via Credit Karma. Here’s what else they do.
Which Debt Should You Pay Off First?
Ordering your debts can help you create a plan that will allow you to get out of debt faster, saving money in the process.
