Gas prices are going up At the end of last week I posted about gas prices, how they’re steadily rising, and ways you can cut back on your gas consumption. I’ve been starting to use some of those tips myself, and I have to admit – it isn’t as easy as I was hoping. I […]
Why Is It Important To Have Health Coverage, Even If You’re Healthy?
A question that I’ve struggled with over the past few years is whether the money my wife and I pay every month for health insurance premiums are really worth it. We’re paying thousands of dollars every year for coverage, and we could never really see much benefit. We’re young and healthy and we don’t have […]
Dave Ramsey’s Financial Peace University: Week 2 – Relating With Money
In Review – Last Week Last week I talked about our first week in class for the Dave Ramsey’s “Financial Peace University” seminar that we’re taking with some other couples from our church. In that post we talked about how if you want to get out of debt and become financially solvent, you need to […]
Another Non-Frugal Expense: Landscaping Today
Today we’re about to embark on another non-frugal spending spree. This is something that I agreed to over a year ago, but we kept putting it off. Well the time has finally come. We’re finally going to be doing some landscaping in the front yard. We’re going to be adding two Hydrangea bushes, and a […]
How Much Gas Are You Wasting?
Gas prices are going up! This past week the cost of gas here in Minnesota has been rising, and is now getting dangerously close to record prices. I’ve been trying to conserve gas, but this week my frugal ways may have gotten the better of me. I thought – I’ll wait one more day to […]
Dave Ramsey’s Financial Peace University: Week 1 – Super Saving
Signing Up For Class My wife and I started attending the Dave Ramsey “Financial Peace University” class a week or so ago through our church small group. We had some people in our group that were “Dave Ramsey evangelists”, and who thought that everyone should take the class at least once. “It’ll change the way […]
Does Your Bag Have Holes?: Choices and Consequences part 2
The following is an part 2 of an excerpt from a book I just read called “Does Your Bag Have Holes?. Read part 1 in yesterday’s post. The book was sent to me by the author Cameron C. Taylor, and is an excellent read (I’ll be doing a review shortly). This chapter on choices and […]
Does Your Bag Have Holes?: Choices and Consequences Part 1
The following is an excerpt from a book I just read called “Does Your Bag Have Holes?. The book was sent to me by the author Cameron C. Taylor, and is an excellent read (I’ll be doing a review shortly). The chapter below is on choices and consequences, and was an especially good one. I […]
Non-Frugal Spending: I Bought A GPS
I have a confession to make. I spent a large sum of money on something I didn’t need this week. I bought a brand new Mio Moov 200 automotive GPS. I know I didn’t need this GPS, but I really wanted it. I’ve been holding off on getting one for a couple of years now […]
7 Ways To Use Twitter To Promote Your Blog And Build Traffic
Use Twitter to boost traffic and subscribers Years and years ago I discovered a great new website called Twitter.com. For those of you who haven’t used the site or are thinking about using it, I like to refer to it as sort of a delayed instant messaging platform where you can network with other bloggers, […]
Drive Free Cars And Retire Rich!
While taking part in Dave Ramsey’s “Financial Peace University”, we heard a great example of how you could turn traditional thinking around, and make your money work for you. Drive Free Cars For Life! They started the lesson out by talking about how the average new car payment for 1/3 of car buyers is $475 […]
Unboxing Dave Ramsey: Opening the Financial Peace University Membership Kit
I‘ve been blogging about personal finance now for some time. During that time one person I’ve heard about time and again is Dave Ramsey and his baby steps. I’ve gotten a basic understanding of his program through posts that other bloggers have had on their sites, but I always wanted to delve a little deeper. […]
7 Positive Ways To Use Your Economic Stimulus Rebate
Big money on the way So now that you’ve got your rebate on the way, you may find yourself with extra cash that you can use to buy that new TV, save for retirement, or use to pay down debt. If you’re not sure of when you’ll be getting your payment, check out our post […]
Weekend Getaways That Won’t Break Your Budget
Because most of us can’t take a two-week vacation to Hawaii every season, I present some frugal ideas for those quick weekend getaways. The biggest expenses of the weekend getaway are usually the airfare and hotel charges. These ideas focus on limiting or eliminating those big charges. Friends Are Friends Forever Some of my favorite […]
