What happened while I was gone? I’ve been gone for the past couple of weeks on a cruise ship in the Mediterranean. We saw the sites, relaxed and had a great time. Because we were in the middle of the Mediterranean on our ship (see below), we got little or no news of what was […]
Are You Tithing Enough?
I‘m a relatively new Christian and have only begun tithing a full %10 of my gross income since the beginning of the year. This has been one of the best things that I’ve ever done and if you’re interested in the story of how I came around, read it here. But just the other day, […]
Wanna Save The Planet? – Buy A Used Mercedes!
A car is a depreciating asset. You buy it, and it immediately goes down in value. A LOT if you buy a new car. Wealthy people buy assets. Poor people buy depreciating assets.
10 Things I Have Learned About Money
This post helped me to win the Free Money Finance March Madness Competition and donate $500 to Second Harvest Heartland Food Bank. You can help make a difference in the lives of hungry families as well by donating HERE. A Year Of Learning About Money Since I started writing this blog back at the end […]
To Debt Snowball or Debt Avalanche, That Is The Question.
I‘ve been reading a lot lately about how one method or the other is best for getting out of debt. There are a ton of programs being touted as “the best”, and I do think some probably work better than others. So what do I think is the best? Which Debt Reduction Method is the […]
Finances and Personal Responsibility: Who Is To Blame For Your Money Problems?
The Victim Mentality I was reading a post over at Moolanomy.com the other day that really got me thinking about the idea of a victim mentality, personal responsibility and how people handicap themselves by blaming others when they have problems. I think it is helpful to first define when I mean by a victim mentality. […]
What Is Your Approach To Investing?
Learning To Invest A while back I talked about investing tips that we learned in our Financial Peace University class. Among the key things we learned was that you should be out of debt before investing (except mortgage), you NEED to diversify your holdings or risk losing it all, and only work with financial advisers […]
Personal Finance And Momentum: Keep Moving Forward
The Ebb and Flow of Financial Life I’ve been thinking about my financial life a lot more these past few months, and one thing I’ve been noticing is that there is an ebb and flow when it comes to positive changes, and negative backsliding. Things go in spurts. For example, I recently read up on […]
An Expensive Mistake: Having Hundreds Of Dollars Worth Of Stuff Stolen From My Car
This past weekend was an expensive one for me. And it didn’t have to be. Friday night was going to be a fun evening. I had a company softball game that I was taking part in, and we were all leaving work early to partake in this company game. Our company has two sub-companies, and […]
A Second Stimulus Check: Is It On The Way, And Is It Even A Good Idea?
After the first 2.2 trillion stimulus package, Congress is now considering a second stimulus check for taxpayers. Here is what you need to know.
Financial Crisis: First Foreclosure, Now Credit Cards?
The next big crisis? The past year has been a tough one for our economy. We have seen the companies suffer as the mortgage industry undergoes a huge crisis. Thousands of foreclosures have happened to people who got into mortgages they couldn’t afford. Adjustable rate mortgage and interest only loan rates started going up, and […]
It’s So Hard To Let You Go. Rest In Peace Old Friend.
A Phone Call At Work Yesterday was a hard day. I had to say goodbye to a very good friend, one of the best that I’ve ever had. It all started when I got a phone call from my mom around 3 in the afternoon while I was at work. When she calls me at […]
Fraud, Identity Theft Grow At ATMs
I recently posted on this blog about how identity thieves had made some attempts at stealing people’s credit card information and identities by putting “credit card skimmers” on the Redbox movie rental machines at local Mcdonalds, and grocery stores. After reading an article at MSN Money today, it sounds like this type of crime is […]
Time to take a breather…
Today was the last day of work for me this week, I took the day off on Friday because my wife and I are going to be celebrating our 6th anniversary this weekend. Our anniversary is actually in June, but we had to move our trip to this weekend because of a death in the […]