I’ve found that borrowing some of my grandparents’ strategies for saving can save me time and money, while improving the quality of our lives.
How YNAB Has Helped Me Find The Flaws In Our Budgeting Methodology
After using the You Need A Budget home budgeting software for 3 months, we love it. Here’s why it has made a difference, and how it can help you too.
Does Being In Debt Affect Your Judgment?
Can having a tight budget affect your financial decision making? Some studies suggest that it may.
Should You Continue To Sponsor A Child If You’ve Fallen On Hard Times?
Many people, religious or not, choose to sponsor a child through the many programs that are available. While everyone has their own reason for pursuing sponsorship, many do it to help those in need and to share their own resources. Our Experience with Sponsorship Last year, my husband and I researched World Vision and felt […]
Planning Ahead With Your Finances Will Help You In Times Of Stress
Planning ahead for a rainy day by making a solid financial plan is key to making sure that you can weather any storm. So what types of things should you be doing?
How To Make A Food Budget… And Why It’s So Hard
We all need to buy food, and it can be an extremely expensive part of our budget. To create a successful food budget, it’s helpful to begin with the basics.
Why Buying Used Is A Smart Money Move And How To Avoid Being Selectively Squeamish
There are many ways to get ahead financially. One of them is to buy things used and save the difference.
Just Say No To Friends, Family And Dates And Be… A Refusenik?
Are you determined not to spend money attending events that you aren’t really interested in that can be quite expensive? You may be a refusenik.
Cutting Expenses, Increasing Income And Staying On Budget To Reach A Short Term Savings Goal
Sometimes in order to reach a short term savings goal you have to cut expenses, find ways to increase income and come up with a family budget that helps you to reach your goals.
Hobbies Can Be Fun, But Some Can End Up Being A Drain On Your Bank Account
If you’re not careful your hobbies can quickly go from being a nice diversion, to a sinkhole for your paychecks. Here’s how to keep the hobby spending in check.
8 Financial Lessons To Learn From The Duggars
Here are some money management strategies from the Duggar family that have allowed to live debt free despite raising 19 children.
Maximize Your Money Over Your Lifetime By Using the Just Enough Principle
We often buy more than we need in this culture, because we can. What if instead, we bought only what we needed and no more?
Don’t Leave Things Up To Chance, Or An NFL Replacement Referee. You’ll Be Sorry You Did!
The Monday Night Football game between the Packers and Seahawks can help to illustrate what can happen when you don’t play well in the first half of your financial game.
Does Your Budget Match Your Priorities?
If you are struggling to slash your budget or to make a workable budget, you may be reading as much as you can about how to cut corners and balance your budget. You might be cutting out little luxuries you enjoy like a fancy coffee or meals out with friends. You might have slashed your […]