We Americans spend a lot on our kids for Christmas presents, according to Mint.com “the average family spent around $750 on holiday gifts.” Is it too much?
My Child Will Retire At 75? Not If I Can Help It!
I recently saw a Money article that said today’s college graduates can expect to retire at 75! Here’s how we’re hoping to help our kids avoid that.
Grocery Bill Rising? Consider These Alternative Places To Buy Groceries
Our grocery bill has steadily grown, and I’ve found that I need to think a bit outside of the traditional grocery stores to save money on food.
Learn To Say “No” To Keep More Money In Your Pocket
Learning how to say no and to resist pressure tactics, whether they be from family or salesmen, can save you a bundle.
The Repercussions Of A Temporary Income Drop And Ways To Minimize The Damage
Many of us suffer from a temporary income drop at one point or another. What we don’t consider is how long it may take to bounce back from such a situation.
How Do You React To Hard Financial Times?
Laura Ingalls Wilder and her daughter Rose had very different approaches when they came upon hard financial times. How would you react to financial stress?
Living On A $125 A Week Grocery Budget: What I’ve Learned
This year, my husband and I decided we wanted to bulk up our emergency fund. We decided most of the money I make as a freelancer will go into our emergency fund and the rest of it will go into a fund to save for our son’s braces. That meant we had to use my […]
A Recap Of The Financial Hope Conference
I recently had the chance to attend The Financial Hope Conference. Here’s a recap of what I learned, and resources to check out from the expert panelists.
The Financial Hope Conference – Creating Hope For A Smoother Financial Journey
You have likely heard of Steve and Annette Economides, otherwise fondly referred to as America’s Cheapest Family. The Economides raised five children while living on Steve’s modest income alone, and they did it without debt (save for a mortgage that they paid off within 11 years). The Economides have written three books: America’s Cheapest Family […]
How To Avoid A Christmas Financial Disaster
If you’re not careful Christmas can end up being a disaster for your family financially. Here’s how to ensure that you have a happy, stress free holiday and a debt free new year.
Faking A Predictable Paycheck When You Have Fluctuating Income
My wife and I set out to develop a strategy that would allow us to “fake” a steady, predictable paycheck despite a fluctuating freelance income.
3 Money Topics To Address Before Marriage
Financial advisor Clint Gautreau points out that there are 3 main areas of finance that you should talk about before tying the knot.
Giving Gift Cards This Holiday Season? Go Electronic
A recent Bankrate report indicates that electronic gift cards are probably a better choice when you are giving to members of the younger generation.
It’s Never Too Late To Save for Retirement, And No Amount Is Too Small
Too often people don’t save for retirement because they feel they don’t have enough to make a difference. However, if you start with a small, manageable amount and gradually increase that amount as you’re able, you’ll be amazed how quickly the money adds up.