My good buddy Glen from freefrombroke, asks this question on his blog: What is your personal finance tipping point? I see there being two tipping points in one’s personal finance. The first is when you finally admit to yourself how bad your finances are and you resolve to do something about it… The second is that […]
Personal Finance Bible Verse of the Day: Estimating the Cost
For which of you, intending to build a tower, does not sit down first and count the cost, whether he may have enough to finish it; lest perhaps, after he has laid the foundation and is not able to finish, all those seeing begin to mock him, saying, This man began to build and was […]
Dave Ramsey’s Financial Peace University: Week 3 – Cash Flow Planning
In Review – Last Week Last week I talked about our second week in class for the Dave Ramsey’s “Financial Peace University” seminar that we’re attending. In that post we talked about how men and women, nerds and free spirits all relate differently to money. A few of the important points: Men and women think […]
Interview With Cameron C. Taylor, Author Of Does Your Bag Have Holes
The following is an interview that I conducted over email with Cameron C. Taylor, author of the book called “Does Your Bag Have Holes?. I reviewed the book last week, and after emailing with the author he agreed to answer a few questions about the book. If you haven’t read the review of the book, […]
Save Money On Your Hospital Bills Just By Asking
My wife and I just went through an extremely expensive medical emergency in the past month where we ended up having to pay quite a bit of money to two different hospitals. Luckily we had health insurance (see yesterday’s post), and our liability was capped at $1800. Our emergency fund and tax rebate covered all […]
Personal Finance Bible Verse Of The Day: Get Rich Quick?
Dishonest money dwindles away, but he who gathers money little by little makes it grow. Proverbs 13:11 These days get rich quick schemes are a dime a dozen. You are told that you can buy and sell foreclosed houses and get rich quick! Try the newest currency trading exchange and get rich quick! Invest in […]
How To Find Cheap Gas Where You Live
Gas prices are going up At the end of last week I posted about gas prices, how they’re steadily rising, and ways you can cut back on your gas consumption. I’ve been starting to use some of those tips myself, and I have to admit – it isn’t as easy as I was hoping. I […]
Why Is It Important To Have Health Coverage, Even If You’re Healthy?
A question that I’ve struggled with over the past few years is whether the money my wife and I pay every month for health insurance premiums are really worth it. We’re paying thousands of dollars every year for coverage, and we could never really see much benefit. We’re young and healthy and we don’t have […]
Dave Ramsey’s Financial Peace University: Week 2 – Relating With Money
In Review – Last Week Last week I talked about our first week in class for the Dave Ramsey’s “Financial Peace University” seminar that we’re taking with some other couples from our church. In that post we talked about how if you want to get out of debt and become financially solvent, you need to […]
Another Non-Frugal Expense: Landscaping Today
Today we’re about to embark on another non-frugal spending spree. This is something that I agreed to over a year ago, but we kept putting it off. Well the time has finally come. We’re finally going to be doing some landscaping in the front yard. We’re going to be adding two Hydrangea bushes, and a […]
How Much Gas Are You Wasting?
Gas prices are going up! This past week the cost of gas here in Minnesota has been rising, and is now getting dangerously close to record prices. I’ve been trying to conserve gas, but this week my frugal ways may have gotten the better of me. I thought – I’ll wait one more day to […]
Does Your Bag Have Holes? Book Review
For a while now I’ve been meaning to sit down and write a review on a book I received in the mail called “Does Your Bag Have Holes?“. The author of the book, Cameron C. Taylor, had inquired if I was interested in reviewing his book on my blog, and I responded that I was. […]
Wisdom and Understanding: Better Than Silver Or Gold!
Blessed is the one who finds wisdom, and the one who gets understanding,for the gain from her is better than gain from silver and her profit better than gold. She is more precious than jewels, and nothing you desire can compare with her. Long life is in her right hand; in her left hand are […]
Dave Ramsey’s Financial Peace University: Week 1 – Super Saving
Signing Up For Class My wife and I started attending the Dave Ramsey “Financial Peace University” class a week or so ago through our church small group. We had some people in our group that were “Dave Ramsey evangelists”, and who thought that everyone should take the class at least once. “It’ll change the way […]