My wife and I returned from our weekend in the Brainerd Lakes area yesterday afternoon. We had a wonderful time in Crosslake, MN at the Whitefish Lodge and Suites. The hotel was brand new, beautiful, and our room was gorgeous! When we first checked in we did have a bit of a problem. Originally we […]
Debt Snowball – Pay Off The Smaller Debts First
“The wicked borroweth, and payeth not again: but the righteous showeth mercy, and giveth.” Psalm 37:21 One principle that is important in the area of personal finance is integrity, and making sure that when you borrow money, you’re paying it back. The reasons that people will find themselves in debt vary, and it isn’t always […]
How To Make a Million Dollars
This month in Kiplinger Personal Finance magazine they have an article talking about how much you need to save at any age to become a millionaire when you retire. They look at the ages 25, 35, 45 and 55. They make certain assumptions at each age about how much you’ve already saved, so their article […]
Time to take a breather…
Today was the last day of work for me this week, I took the day off on Friday because my wife and I are going to be celebrating our 6th anniversary this weekend. Our anniversary is actually in June, but we had to move our trip to this weekend because of a death in the […]
Personal Finance Bible Verse of the Day: Give to the poor
He who gives to the poor will never want, but he who shuts his eyes will have many curses. Proverbs 28:27 It is so important for us as Christians to give to those in need. It is so easy for us, living in such a wealthy country, to just shut our eyes, and ignore all […]
Dave Ramsey’s Financial Peace University: Week 7 – Clause And Effect: Buying Insurance
Last Week – Buyer Beware Last week was our 6th week in Dave Ramsey’s “Financial Peace University“. Week 6 talked about being an informed consumer, and not falling prey to the tactics retailers use to get you to buy. Some important points: Learn the marketing method companies use to market products and services to you. […]
Unexpected Expense: We Discovered Mold In Our Basement
The discovery I was in the basement on the computer a few days ago and my wife came down the stairs behind me and said, “What is that?”. Normally when she says something like that there is a spider running across the floor that she wants me to kill. This time I wasn’t sure what […]
How Rich Are You?
I recently came across an interesting post that talked about how wealthy we are as a country. We enjoy a standard of living that most countries can only dream of. Even the poor of this country are much better off than the poor of other emerging nations. Often we become forgetful of how much we […]
Personal Finance Bible Verse of the Day: Deal Generously
It is well with the man who deals generously and lends, who conducts his affairs with justice. Psalm 112:5 This verse talks about how those who conduct their affairs with integrity and righteousness, things will go well for them. It is important to be generous and just with what God has given us, and when […]
Credit Card Rewards – Are They Really Worth It?
These last few weeks I’ve been thinking a lot about our credit cards, and whether or not we should just close the rest of our credit accounts. My philosophy is becoming more and more anti-debt, and the idea of going credit card free is appealing, albeit a bit scary. It’s becoming less scary as we […]
Summer Savings Tips: How To Save Money This Summer
This past month or so we’ve been highlighting savings tips for the summer, and we’ve talked about things like saving on food, saving at the movies, saving on summer travel and so much more (see the links below). Before we end this summer savings series, however, I thought it would be nice to highlight some […]
Dave Ramsey’s Financial Peace University: Week 6 – Buyer Beware
Last week – credit sharks in suits Last week was week 5 in Dave Ramsey’s “Financial Peace University“. The lesson for week 5 was focused on credit sharks, and the tactics they use to make you and your family go hungry. Some of the lessons we learned: If you are unable to pay the minimum […]
Personal Finance Bible Verse of the Day: Be content with your wages
Some soldiers were questioning him, saying, “And what about us, what shall we do?” And he said to them, “Do not take money from anyone by force, or accuse anyone falsely, and be content with your wages.” Luke 3:14 This verse speaks to me about how we need to have integrity in our financial dealings, […]
7 questions that will change your life
I was tagged by a new meme by 3PrincessesMomma. She asks 7 big questions that can change your life. They are: 1. What will I try to improve on next week? 2. What was I most proud of this week? 3. What was my biggest accomplishment this week? 4. What have I done to get […]
