The holidays are almost here, and if you haven’t already, it’s time to start thinking about buying Christmas gifts for family friends and neighbors! Will you be heading out to wait in line at one of the Black Friday sales? Christmas is one of those times of year that we normally throw caution to the […]
5 Keys To Overcoming The Urge To Splurge
Christmas Is For Debt? Christmas will soon be upon us with all of the good cheer, family get-togethers and presents! All of the big department stores are already in full-on Christmas mode, with aisles upon aisles of decorations in the front of the store and Christmas music pumping over the PA systems. It’s hard not […]
Unintended Consequences Of Doing A Budget
Doing a budget has decreased our spending Within the past few months my wife and I have started doing a zero based budget where every dollar is allocated before it comes in. When the paychecks are deposited each and every dollar is assigned a job, whether it be paying bills, groceries, personal spending money or […]
Personal Finance Bible Verse Of The Day: Your Value
Indeed, the very hairs of your head are all numbered. Do not fear; you are more valuable than many sparrows. Luke 12:7
Full Scale Stimulus Package Pushed Back Until After Inauguration
An article in the Washington Post announced today that democrats have put plans for a full scale stimulus package on hold, at least until after Barack Obama is inaugurated in January. Congressional Democrats yesterday abandoned plans to offer a wide-ranging economic stimulus plan next week, putting off any chance that the federal government would provide […]
Enforce Your Brand On Twitter: Use A Custom Background
A while back I posted “7 Ways To Use Twitter to Promote Your Blog And Build Traffic” and talked about why Twitter was such a great place for bloggers to hang out, promote their blog, network with other bloggers and do research for new articles. If you haven’t read the article already, you can check […]
Reader Question: Is It A Good Idea To Get A 401k Loan To Pay Off Debt?
I had a question posed to me this week about 401k loans, and whether they were a good idea. The person said they were considering using a 401k loan to pay off some higher interest credit card debt. The rationale behind doing this was that they’d rather pay themselves interest than the credit card company, […]
First A Stimulus Check. Is A $1000 Emergency Energy Rebate Next?
More government aid? After reading an article about the possibility of the Obama administration pushing for a $1000 Emergency Energy Rebate, I had to check it out for myself. I found that while talk of an “energy rebate” isn’t recent news, the Obama campaign did talk on the campaign trail about giving a check to […]
Happy Veteran’s Day!
Happy Veteran’s Day everyone! To all of you veterans out there who read this blog, I thank you for your service. Today I remember my grandfather, Fred Anderson and his service to our country in World War II. He was shot down over Europe, and spent much of the war in a German prison camp. […]
We Bought A “New” Car This Weekend
For the past couple of weeks my wife and I have been looking for a used car. My old car was getting up there in miles, and after having it for 5+ years I was ready for something different. Was it really time to get a new car, and was it a financially sound […]
Personal Finance Bible Verse Of The Day: Having Suffiency
And God is able to make all grace abound to you, so that always having all sufficiency in everything; you may have an abundance for every good deed; 2 Corinthians 9:8
Nuru Personal Finance Flash Cards: Review and Giveaway
Review and Giveaway A week or two back after finding my site, Luke over nuruplanet.com emailed me and offered to send me a packet of Nuru’s Personal Finance Pocket Cards to review on the site. In theory they sounded like a great idea – flash cards centered around the basic principles of personal finance. I […]
Now That Obama Has Won, What’s Next?
Last night we had a historic election, and our country elected its first black president. Whether you agree with his policies or not, you must admit that he won convincingly and that he now faces one of the hardest things any politician must do. Living up to his campaign promises. As America’s 44th president, Barack […]
A Way To Control Spending: The Envelope System
This past summer my wife and I took a class called “Financial Peace University“. The class is built around the teachings and personal finance framework put together by Dave Ramsey. Ramsey has made it his career goal to help people take responsibility for their financial lives, get out of debt, and save for their future. […]
