Let each one do just as he has resolved in his heart, not grudgingly or under compulsion, for God loves a cheerful giver. 2 Corinthians 9:7 This verse in 2 Corinthians tells us that God loves a cheerful giver. God wants us to give to our church, and to others freely so that we might […]
Should There Be Mandatory Personal Finance Classes In High Schools?
In the time I’ve been writing this blog, I’ve come to realize something through the comments on the posts, the questions I receive via email, and the searches that people use to reach this blog. A lot of people just don’t have a basic understanding of personal finance. Basic Personal Finance Know How Is Lacking […]
Cash For Clunkers Rebate Program Might Save You Money On Your Next New Car Purchase. But Is It A Good Idea?
Rebates, Tax Credits And Stimulating The Economy The Obama administration has been giving us all sorts of stimulus packages this year that aim to stimulate spending in troubled sectors of our economy, and jumpstart consumer spending. First we had the tax incentives for new car purchases, and then the $8000 tax credit for first time […]
Ways To Watch TV Without Paying An Arm And A Leg For Cable Or Satellite
Watching Television doesn’t have to be expensive, and you don’t have to pay for Cable TV. Here’s how to watch TV for free when you have no cable or satellite tv.
Don’t Buy A House Just Because People Say It’s A Good Time To Buy
Over the course of the last few months we’ve been talking quite a bit about incentives that the government is giving first time homebuyers in order to prod them into buying a home. First there was a $7500 loan that homebuyers could pay back over time. That wasn’t an amazing deal, since you had to […]
Personal Finance Bible Verse Of The Day: Not Paying Your Debts
It is better that you should not vow than that you should vow and not pay – Ecclesiastes 5:5 In this day and age it seems to have become more and more common for people to live above their means, and to use credit and debt to increase their lifestyle. Instead of saving up for […]
Will The First Time Homebuyer Tax Credit of $8,000 Be Expanded To Everyone And Increased To $15,000?
For a while now we’ve been talking about the $8,000 first time homebuyer tax credit that the Obama administration passed as a part of the 2009 Economic Stimulus package. Last week the program was expanded to allow homebuyers to use the tax credit as a down payment on FHA loans. Now there is buzz in […]
Tempted To Spend? Remove The Source Of The Temptation
It is so hard these days to not spend money. We’re constantly bombarded with offers to spend. Remove the temptations to spend and saving will become that much easier
$8000 First Time Home Buyer Tax Credit Can Now Be Applied to FHA Down Payments
The article was written by Brandon Laughridge of Mortgage Loan Place, a writer for MLP’s Mortgage Loan Blog. If you enjoy this article, you cansubscribe to the MLP RSS Feed! The government is trying to re-energize the stagnant housing market, and that’s making FHA loans more attractive than ever. Headlines have pulsed this week with […]
5 Habits Of Millionaires That You Should Try And Emulate
I was reading an article today on Monster.com (no, I’m not looking for a new job) that was talking about things that millionaires do that set them apart from those who aren’t successful. It had some pretty keen insights that I thought were worth sharing. A lot of people like to think that most millionaires […]
False Starts And Budget Malaise: Getting Back Your Budgeting Momentum
If there’s one thing I’m good at, it’s starting a budget. I have no problem tracking our spending for a month or two or setting up income and expense categories. I’m even able to setup a working zero based budget where we allocate every dollar to a category, leaving no money left over to just […]
Loving My New Camera: A Few Photos From My New Canon DSLR
Last week I received my new DSLR Camera in the mail from Amazon.com. A couple weeks ago I asked everyone which camera they though I should buy, the Canon EOS Rebel T1i, or the Nikon D5000. I ended up buying the Canon EOS Rebel T1i because I just preferred the way it felt in my […]
Personal Finance Bible Verse Of The Day: More Blessed To Give
I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: ‘It is more blessed to give than to receive.’ Acts 20:35 Giving of ourselves, our time and our money is a great way to change the lives of others, and for us […]
One Time Economic Recovery Payment Of $250 For People Who Get Federal Benefits. Who Gets One, And Who Doesn’t.
On February 17, 2009, President Barack Obama signed into law the American Recovery and Reinvestment Act. The law provides for a one-time economic recovery payment of $250 to people who get certain types of Federal benefits. I’ve gotten several questions over the past few weeks about that one time payment, and how it works. There […]
