Over the past few months I’ve alluded to it here and there, but my wife and I are currently expecting our first child (you can see our baby in the ultrasound pictures above!). The due date is July 8th, and we couldn’t be more excited to become parents for the first time. Before I formed […]
How Many Bank Of America Customer Service Reps Does It Take To Close An Account?
A while back I talked about how my wife and I were looking to close out our account with Bank of America because the rate of interest that we were receiving on our money was not very good, even in today’s market with low rates across the board. Our account had a paltry .50% rate […]
The Choices We Make Have Consequences. Change Your Life One Decision At A Time
I was reading a new book that I received in the mail yesterday called, “8 Attributes of Great Achievers“, written by Cameron C. Taylor. The book examines the lives of famous historical figures and gives light to attributes that they shared that helped to make them successful in life. It’s a great read that I […]
The New $100 Bill Design Adds New Security Features
It was announced this past week that the Department of the Treasury will be issuing a new redesigned $100 note on February 10, 2011. It has been overhauled and has been updated to include a ton of new features to help thwart counterfeiters. Over a decade of research and development went into its new security […]
Ten Things You Should Know About Taking Early Distributions From Your Retirement Plan
During tough times like these a lot of people are running into situations where they may h ave to take an early distribution from their retirement plan to help pay for bills, a home mortgage or some other expense. While it’s not typically something you should probably do, in some cases it’s unavoidable. Today I […]
7 Lies About Money That Can Kill Your Financial Future
Over the past few years through writing for this blog and helping to facilitate Dave Ramsey‘s Financial Peace University class I’ve heard a lot of misconceptions that people have about money. These are beliefs and ideas about money that people hold deep in their psyche that tell them how they should approach money. They help […]
First Quarter Estimated Tax Payment Is Due On April 15th. Make Your Payment Now!
Tax day is creeping up on us again. Most people are in the middle of filing their 2009 tax returns, however, if you have self employment income you’ll also be needing to send in your taxes for your 1st quarter estimated tax payment. Thankfully I just completed my 2009 taxes earlier this week, and made […]
Lending Club Offers Good Returns If You Invest Wisely
Getting a good return with your Lending Club account is possible as long as you properly vet the people you borrow to, you diversify your investments, and you cut your losses by selling your notes when a hint of trouble arises.
How To File Your Federal Taxes For Free
It’s that time of year again when all of us procrastinators are scrambling to get all of our tax information together so that we can pay our taxes without going over the April 15th deadline. I for one dread this time of year every year. I know I’m going to be spending 1-2 nights tracking down […]
What Types Of Insurance Do I Need To Protect Myself And My Family?
What type of insurance coverage do you need to protect your family besides the required types of homeowner’s and auto protection? Life, disability, health.
A Great Way To Get Free Gadgets, Cash And Other Free Stuff
One thing that has never made sense to me is playing the lottery. The odds against you are astronomical, and it’s nearly impossible to win. So why even bother? Instead of playing the lottery I’ve started doing something with slightly better odds. In my free time I like to enter online contests – usually […]
Please Vote For Me In The Free Money Finance March Madness Sweet Sixteen
Spring is here again, and so is Free Money Finance’s March Madness! Last year I was lucky enough to come out on top as the winner, and this year one of my posts has somehow found itself in the running for top personal finance post of the year again! There have already been 2 rounds […]
Closing My Account With Bank Of America: Low Interest And Bad Customer Service
When we took the Dave Ramsey Financial Peace University class a year or two ago we started saving up our 3-6 months of expenses as is recommended in baby step 3 of the 7 baby steps. Over time we got our emergency fund fully funded up to 6 months of expenses. With the economy tanking, […]
Open A SEP IRA: Rules And Contribution Limits
If you’re a self employed person or are looking at taking the plunge and becoming an entrepreneur, one thing you have to consider is how you will save for retirement. Since you won’t have the option of a 401k, there are several other retirement account type options that you will want to think about using. […]
