The past couple of years I’ve heard from quite a few folks who are living on social security and were upset to find out that they wouldn’t be getting cost of living adjustments to their Social Security checks. For the 2010 and 2011 tax years there was no increase in the amount that people on […]
2012 Federal Income Tax Brackets: IRS Marginal Tax Rates
The 2012 tax rate tables are projected to remain essentially unchanged.A few rate income ranges and standard deductions will change slightly.
The Kindle Fire: A Frugal Ipad And Tablet Alternative?
A while back I wrote about how I was considering buying an Amazon Kindle because of my love of reading, and the good things I had heard about it. I ended up buying the device, and doing a Kindle review for this site. The verdict that I came to? The Kindle, while it isn’t a […]
Why I Have Life Insurance And Why You Probably Should Too
We’ve all probably heard the stories trotted out there by life insurance salesmen, the ones where the otherwise healthy 30-year-old father of 3 gets hit by a bus on his way to work, only to leave his family in the lurch because they had no life insurance. Or the older man who has no insurance […]
Do You Really NEED it? Or Just Want It?
Do We Really Need That? A while back my wife and I were talking about how we needed to get a new TV in our bedroom. It was 2009, and with the digital switchover happening that year, we had two options to consider. First we could buy a digital to analog converter box for about […]
Financial Blogger Conference 2011: Meeting Up With The Personal Finance Blogosphere
I woke up this morning excited to be heading out to the Financial Blogger Conference in Schaumburg, Illinois to meet up with a ton of the bloggers I’ve been talking with for the past 4+ years. When PT of PTMoney.com came up with this idea a while back I thought it sounded great cause […]
Blog Conference Expenses Are Tax Deductible. Don’t Forget To Claim Them.
As this year’s Financial Blogger Conference quickly rolls around we’ve seen a variety of posts talking about how to save on blog conference costs, including the one on this site. One of the points I briefly touched on in that post was that as a blogger you can deduct certain expenses for these conferences on […]
Lending Club Honored As 2012 Technology Pioneer: My Returns Increase To 10.93%, No Defaults
My Lending Club returns have continued to increase to the point where they’re now teetering on the edge of 11%. Here’s how I’ve done it.
Tips For Using Twitter For Bloggers
Here are some tips for bloggers on how to use Twitter, setting up your Twitter presence, as well as links to some helpful Twitter tools.
You Vs. Debt Video Course And Accountability Program Can Help You To Get Out Of Debt
Like a lot of people these days at one point in my life I struggled with credit card debt, and with spending more than my income could justify. Over about 4-5 few years my wife and I were able to get rid of our debt, but it ended up taking far longer than it should […]
Why Do You Really Want To Be Rich?
What are the real reasons that many of us have for wanting to be rich? What goals for wealth do you have? Why do you want to be rich?
Should You Pay Off Debt Before Having A Baby?
I‘ve been reading a lot of discussion lately surrounding the topic of having kids, and whether a couple should wait to have children until they get out of debt. I thought it was an interesting debate as just about everyone has a different take on the topic. A recent poll on BabyCenter.com asked, “ Should […]
Save And Pay Yourself First: A Part Of All I Earned Was Mine To Keep
Sometimes the most powerful precepts in personal finance are the ones that are the simplest. We all would love to think that the reason why we haven’t gotten further ahead in our financial lives is because saving and earning money are such complicated topics that have a myriad of secrets that are beyond our grasp. […]
Betterment.com Gets A New More Streamlined Look
Earlier this year I happened upon a new online brokerage called Betterment.com that was advertised as an easier way to invest for people who are either too busy to handle their own investments, too intimidated by other brokerages being too complicated, or who just wanted an easy hands off way to invest their money with […]
