The economy is still in the doldrums, but one of the side effects has been that the rates on home mortgages are at their lowest levels ever. Last week 30 30-year fixed mortgages reached historic lows when they breached an average of 3.53%. Not only that, but 15-year fixed mortgages averaged only 2.83%! From the […]
Zombie Attack! Giving The Axe To Zombie Accounts, Subscriptions And Services
Here are some accounts, services and subscriptions that you should consider giving the axe to when they become soulless shells of their former selves.
You Need A Budget 4 (YNAB 4) Mobile App Review: Accounts, Budget And Cloud Sync On The Go
The mobile apps for YNAB 4 are a worthy add-on to the full desktop application and well worth the cost. Adding transactions and checking your budget on the go has never been easier.
Our Wealth Can Put Us At A Disadvantage
For those of us living in the western world, we don’t have to worry very much about the necessities of life. We’ve got a lot of wealth, but can our money get in the way of a relationship with God?
Getting Out Of Debt: Top Strategies, Programs And Ideas To Help You Get Back In The Black
Getting out of debt isn’t rocket science, but it does take the will to get started and stick to it. Here are the top strategies, programs and financial gurus to get out of debt.
How To Create A DIY Green Screen Setup On The Cheap: Screens, Stands And Lighting Setup
Doing green screen can help give your videos a professional look, but doesn’t have to be as expensive as you think. Here’s how to create your own DIY green screen setup for $50-75.
Will The Bush Tax Cuts Be Extended By Obama And Congress Into 2013 And Beyond?
At the end of the 2012 tax year the Bush (or Obama) tax rates will increase to previous levels. Will the President and Congress act to avoid a tax increase?
How To Put Together A Low Cost Blog Video Setup: All The Tools You’ll Need To Do Video For Your Blog
Doing video for your blog is a great idea that can help to increase your reader engagement and boost your traffic. But what are some of the tools that you’ll need?
Tax Hikes, Increased Costs And Tax Breaks We’ll See Due To Health Care Reform
In January 2014 H.R.3590, the Patient Protection and Affordable Care Act, will go live. As a result many people will see increased taxes, and others will receive tax breaks. Let’s take a look.
How To Avoid Flight Cancellation And Change Fees And Get A Refund For Your Air Travel
Most travelers aren’t aware just how much it costs to cancel or reschedule a flight due to the change fees charged by the airlines. Here’s how to avoid a change fee on your next trip.
You Need A Budget 4 (YNAB) Review: Cloud Sync, Better Design, Improved Reporting
You Need A Budget 4 (YNAB) was just released and has a better design, cloud sync and improved reporting. YNAB4 may be the only budgeting software you need.
What Is A Health Care Flexible Spending Account (FSA)? How Does It Work?
Flexible spending accounts are a way to allow employees to save money on taxes by setting aside money to pay for health care costs. But how do they work?
Ten Short Years Of Marriage: Things I’ve Learned, Why I’m Thankful For My Wife On Our Tenth Anniversary
Today is the tenth anniversary of the day that my wife and I were married. I remember the day well. I was living with several friends at the time, and we all slept in that morning before getting up and heading out for a mid-morning breakfast at Denny’s. The day started out extremely stormy, and […]
Lending Club Returns Above Now Above 12%. Lending Club Receives $15 Million In Funding
My Lending Club account has continued to improve over the last few months as my returns have now surpassed the 12% threshold I was aiming for, reaching 12.06% net annualized return this month. I’ve been able to improve my returns over the past year or two by moving away from investing solely in A and […]