There’s a lot of talk about “keeping up with the Joneses” on personal finance blogs. The phrase, “keeping up with the Joneses” simply refers to looking at one’s neighbor as the standard and benchmark for success in regards to accumulation of material goods and socioeconomic superiority. To fail to keep up with the Joneses is […]
Is Cheap Term Life Insurance Worth It?
I’m sure you’ve seen those commercials. “Buy $500,000 of term insurance for $10 per month! Guaranteed. We won’t even ask you health questions!” Okay, so maybe they don’t say exactly that, but it’s pretty close. They promise a ridiculous amount of insurance for very little cost. How can the do that? Just a quick search […]
5 Money Moves You’ll (Possibly) Regret Later!
There’s a lot of good advice out there in the blogosphere, but it doesn’t mean you should take it! We have to do our own due diligence to make sure that the advice we get is right for us. So let’s take a look at five very common pieces of advice. You may be surprised […]
Get Motivated To Reach Your Financial Goals – And Motivate Others!
Every once in a while it’s easy to get into a funk with our finances. We get out of our groove, we mess up our rhythm, we slack off. What I mean is that it’s easy to slip back into bad habits like getting into debt, or seemingly forgetting how to save money or just […]
Saving For Retirement Til It Hurts!
Ah, retirement. Could there be a bigger financial goal out there than this? We all talk about it, think about it, read about it, and plan for it. But how many of us do what it takes to get ourselves into a position to retire how we want when we want? How many of us […]
3 Reasons Not To Save Into A Roth IRA For Retirement
Everyone should be saving into a Roth IRA for retirement! Have you heard those words before? I’ve seen them strewn about the web here ‘n there on various blogs or in comments on other personal finance sites. Is that true? – Should everyone be saving into a Roth IRA? Not exactly. Although Roth IRA’s have […]
Are You Making These 5 Retirement Planning Mistakes?
Retirement is certainly a hot topic. Most people are concerned about how much they need for retirement, when they can retire, which discount broker to use or whether they should open up a Roth IRA or contribute to Traditional IRAs. What’s amazing, however, is that although there are many folks preparing for retirement, there are […]
Finding Your Retirement Sweet Spot!
Do you remember playing baseball while you were growing up? One of the best feelings in the world was finding your groove with your swing and hitting the ball with the bat’s sweet spot. The ball seemed to jump off the bat with little effort! If you’re a golfer you know that feeling too. Getting […]
Early Retirement: Important Rules To Remember
Many people I talk to would love to take early retirement. What they typically mean is that they would love to retire early from their current occupation, live off retirement savings and find a hobby or passion to pursue and maybe make some income from in their later years! Early retirement is definitely possible, and […]
Should You Use A Roth IRA For College Savings?
Most of us have heard of 529 plans, but have you thought about using your Roth IRA for college funding? Here are the pros and cons.
Should You Convert Non-Deductible IRA Contributions To A Roth IRA?
Oh what a great year for debate on Roth IRA’s and Roth IRA Conversions! Roth IRAs are a great tool for building up retirement savings, but some things have changed for conversions. 2010 has ushered in some new Roth IRA rules -here’s what you need to know about the 2010 Roth conversions. I recently received […]
What You Need to Know About Disability Insurance
Any time I blog about insurance, I get the sense that it makes most readers want to turn away! It’s not a fun topic to consider because usually when you’re collecting it, something bad has happened, and most people don’t like to consider the negatives of life. In order to be the most prepared financially, […]
3 Things To Remember About Roth IRAs
There’s been a lot of talk about Roth IRAs this year. Some folks still aren’t sold on them – and of course no one particular investment vehicle is right for everyone. But, for the right person, the Roth IRA is a great way to save some additional cash for retirement! Here’s three important things to […]
Ways To Make Extra Money Series: 5 More Ideas To Create Extra Income
First, I need to say thanks to Pete for bringing me aboard Bible Money Matters! It’s a thrill to be writing for one of the very first PF Blogs that inspired me to start my own! The ironic part of this is that I’m writing about a post to create extra income and that is […]