Most people have heard about the option of bundling such services as TV, phone and internet together under one provider to save money each month. There are even websites dedicated to helping you find a bundled package in your area. Bundling has been an increasingly new way to find savings on such services and ways […]
Financial Stewardship: The Forgotten Component
Most of us Christian personal finance bloggers will often remind you have the importance of good financial stewardship. Most readers know that financial stewardship requires knowing God is the owner of all things, including money. God requires us to manage resources wisely for His Godly purpose for our lives. Forgotten Component Of Financial Stewardship But […]
How To Find The Best Value Cars
I recently received the new Consumer Reports Top 2010 cars edition. This annual review provides a number of interesting car analyses covering ratings, reliability, value and performance (as mentioned in the title). While the top picks and best and worst cars sections are certainly interesting, I was much more attracted to the best values of […]
Own Your Finances. Your Choice To Struggle, Not Save, Or Live Without A Plan
So I’m standing at the bus stop the other day (I use the bus to commute to work downtown) and I start talking to a gentleman who I only know through waiting on the bus each day. We make small talk about the nice weather. And that discussion rolls into a mention of having a […]
My Blog Just Crashed. Lessons Learned From A Recent Experience
Sometimes being the owner, operator, writer and editor of a blog isn’t easy. Most of us are writing about personal finance because we have a passion for the subject. Blogging is a great way to share information to help others and provide ideas or opinions around a specific topic. But sometimes, as a weblog owner, […]
In Debt And Cannot Repay? Tips To Work With Debt Collectors
If you’ve missed credit card payments, or other loan payments consistently, your account may have been sent to a collection agency. Collection agencies contact debtors all the time and try to get payment, or to pay off on the loan. Some of them are fair in their practices and others are not. Many of them […]
Ways To Make Extra Money Series: 5 Simple Ways to Create Income
We’ve had two days full of income creating ideas. Are you looking for even more ways to make extra money? Good, let’s get started! Budgeting – Income Vs. Cutting Back Budgeting your money each month boils down to making sure that there is more coming in than going out. If you have more money going […]
How Much To Save For Retirement
I recently received an email from my company’s 401k plan manager asking me the question: “have you got enough cushion?” In other words, they were asking, based on the amount of money I’m contributing to retirement today, if it will be enough? Further into the note, their suggestion was to save as much as I […]
Non Financial Considerations Of Selling Your Home: Should You Sell Your House?
As a reminder, this is the second post of a two post series helping you answer the question: Should you sell your house? The first post looked at the financial considerations of selling your house. I discussed costs in selling and buying, interest rates, whether or not selling will help you get out of […]
Financial Considerations Of Selling Your Home: Should You Sell Your House?
With the turn of the new year many people are considering selling their house and looking for a new one. They ask, “Should I sell my home, or is it the right time to sell?” Traditionally speaking, early in the year has been a good time to put your house on the market. After the […]
It’s Morphin’ Time: Transform Your Financial Life
You may recall a popular children’s television show several years ago that was called “The Mighty Morphin’ Power Rangers.” The characters were unique in that they were average, ordinary people, but when they came together they would morph or transform into new form with special powers to fight off evil forces. In the book The […]
Get Organized For Filing Your Taxes
Guess what? The tax season is right around the corner. For many people, thinking about taxes can cause some anxiety. Will I or will I not have a refund? What’s a W-2 and when do I get it? What do I do with all those papers I receive in the mail? Tax season really doesn’t […]
Consequences Of The Credit Card Reform Act – Watch Out!
New credit card reform laws are going into effect in February of 2010 to provide more consumer protection. The reform was put in place to deal with what were some abusive practices of interest rate hikes and fees. You may recall a post from Pete earlier this year in which he talked specifically about the […]
What We Can Learn From Clark Griswold’s Christmas Vacation
Most people have a Christmas family tradition. Perhaps you exchange gifts at a certain time of day, go ice skating (at the mall if you live in the south like me), eat a favorite dish, or read the story of Jesus’s birth. I think our family has adopted most of these traditions. But one of […]