I‘ve been writing about Lending Club for quite some time now, but usually from the viewpoint of an investor. I’ve invested in 100+ loans over the last two years, and thus far I’ve been extremely happy with the experience. I’ve been pretty careful about the loans that I invest in, and I think because I’ve […]
Archives for 2014
How Much Of A Financial Fighter Are You?
There are so many problems that can get us in a financial tangle. Once we’re there, it takes determination to improve our finances. This journey isn’t for the faint of heart.
5 Ways To Pay Less In Taxes By Reducing Your Taxable Income
What are some changes that you can make that can reduce your taxable income and save money on your tax bill?
Easy Ways To Save For Retirement Even If You Don’t Have A Lot Of Money
Even if you can’t save as much as you want for retirement because of debt or other hindrances, saving something is better than saving nothing.
The Bogleheads Investment Philosophy: Simplified, Low Cost And Long Term Investing
John C. Bogle, the founder of Vanguard Group, has espoused a simplified, long term and low cost approach to investing. Here’s a look at the Boglehead philosophy for investing.
Want A Better Retirement? 4 Things To Do Now
Here are 4 things to do now to prepare for a better retirement down the road.
7 Things Unrelated To Money That Can Boost Your Finances
There are things that have little or nothing to do with money that can actually have a big impact on your finances. Here are a few.
2014 Federal Income Tax Brackets: IRS Marginal Tax Rates
The 2014 marginal tax rate tables have been released and there are mainly small changes in the tax rate ranges due to inflation. What does it mean for your taxes?
How To Put Together A More Functional And Organized Home Office
Putting together a home office? Here are some tips to help you put together a more functional and organized space.
The Best Decision Doesn’t Always Make The Most Financial Sense
Getting your finances together and winning financially doesn’t always make sense. In fact, sometimes, it defies financial logic.
How To Check The Status Of Your Federal And State Income Tax Return
If you’re one of those folks who have a simple tax situation and have already filed your tax returns, you’re likely waiting expectantly for the government to process your return and send the money you’re owed. So how can you find out what the status of your tax refund is and when you might get […]
Living Paycheck to Paycheck? How You Can Get Ahead
Studies have shown that more than two thirds of people are living paycheck to paycheck at least part of the time. How can you get ahead?
Choosing Between Retirement Accounts: Traditional IRA, Roth IRA And 401k
Administrative note: This article assumes that you’re familiar with the basic differences between a traditional IRA, a Roth IRA, and a 401(k). If you’re not, I’d recommend IRS Publication 590–it’s free, it’s written in plain-English, and it’s quite thorough. The only drawback is that it doesn’t provide any guidance for choosing between accounts. IRA vs. […]
Latest Annual State of Credit Report from Experian: How Do You Stack Up?
Every year, the credit reporting agency Experian puts out a report on credit trends in the United States. How do you stack up?