My wife and I love to take trips and usually go on a nice vacation every year or so. We try to keep the costs low and have found a few ways to make the most of our vacation while keeping to our budget. Every time we go on a trip, I like to set […]
Archives for 2011
Building Up Debt Is Easy. Getting Rid Of Debt Takes Dedication And Hard Work
Over the years I’ve never really been someone who spends large amounts of money, but if I’m completely honest I haven’t exactly been frugal all the time either. When I was younger I never really denied myself the things I wanted, even when I didn’t necessarily have the cash on hand to buy it. If […]
Save Money By Roasting Your Own Coffee Beans In A Popcorn Popper: DIY Coffee Roasting Tutorial
Coffee prices have risen an astounding 90% in the last year and coffee roasters and shops are passing along the higher prices to customers. Here’s how you can save by roasting your own coffee.
401k Contributions Are Growing, But Will It Be Enough?
During the recent recession many people saw their retirement accounts drop by a significant amount. That is reversing, but will it be enough?
Tips For How To Have A Successful Garage Sale
Having a garage sale is a big endeavor, one that needs serious planning. Here are some things we’ve done to help our chances of yard sale success.
Mortgage Bail-Out For Homeowners Struggling To Make Mortgage Payments: The Emergency Homeowner Loan Program
The government has just launched “The Emergency Homeowner Loan Program” which gives help to those struggling to make mortgage payments.
Mortgage Quotes And The Highest Customer Satisfaction From Quicken Loans
Quicken Loans have been around for 25+ years, and have a solid record of good customer service. Are they a Mortgage company worthy of your time?
Dave Ramsey Comments On My Post About His New House, His Debt Philosophy And Giving
Dave Ramsey recently built a new house and paid cash for it. I wrote about it, and a discussion quickly started, which Ramsey himself added to. Here’s a further discussion of what he had to say.
7 Ways To Save Money By Negotiating Rent
Negotiating rent prices can be an intimidating process. Most of us are used to the idea that we can negotiate the price of a home, car, or even our wages. However, when it comes to selecting a rental property, most of use look at that price as being set in stone. Last time, we took […]
Lending Club Investing Returns Above 10.5% As High Risk Loans Stay Current
I’m currently making over 10.5% on the money I’ve invested with Lending Club. Here’s my investing strategy, and why it may work for you as well.
401k Contribution Limits And Rules For 2011
We are contributing to a 401k in addition to our Roth IRA. Here are the contribution limits for 2011 for others who will also use a 401k
Why Is A Roth IRA A Good Choice When Investing?
When investing one of the first things that you’ll have to decide is what type of account to use. We’re choosing a Roth IRA, and here’s why.
3 Tips To Find Lower Rent When Searching For An Apartment
As the housing market continues to be in a slump, the demand for rental homes has taken off. Here’s how to find a good deal on your rental.
Consumerism And Contentment: What Does It Take To Be Content And Happy In This Culture?
Our culture is saturated with consumerism everywhere we look, yet people are less content with their lives than ever. Why is that?