Bible Money Matters

Christian personal finance

Archives for 2011

401k Contribution Limits And Rules For 2012

In the past when looking at the 401(k) account type and the rules associated with it, one thing I’ve talked about is how I’ve avoided contributing to my 401k because my company has never really done matching contributions. (If your company does match contributions, by the way, I’d highly recommend taking part as it can […]

2012 Roth IRA Rule Changes

What are the 2012 Roth IRA rule changes for contribution limits, phaseouts, and Roth IRA conversions? Here are a look at the highlights.

10 Ways To Save Money Right This Second!

There are a few things you can do to save money, starting right this very moment!  Each one of these ideas might not save you much, but together, you’ll save a whole roll of cash! Some of these ideas will save you money immediately, and others will save you money over time. Nevertheless, they are […]

Is It Worthwhile To Pay For Credit Card Payment Protection?

Many credit card companies urge their consumers to consider buying credit card payment protection.  This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases).  In the event of your death, payment protection can pay off the remainder of your credit […]

The Kindle Fire: A Frugal Ipad And Tablet Alternative?

A while back I wrote about how I was considering buying an Amazon Kindle because of my love of reading, and the good things I had heard about it. I ended up buying the device, and doing a Kindle review for this site. The verdict that I came to? The Kindle, while it isn’t a […]

Where Did You Get Your Money Smarts?

A recent CNN story reported that 42% of people learned their financial smarts from their parents.  That means over half of those surveyed felt they received the majority of their financial education from outside of their home.  If people aren’t learning from their parents, it begs the question: Where are people learning about money? It’s […]

Why I Have Life Insurance And Why You Probably Should Too

We’ve all probably heard the stories trotted out there by life insurance salesmen, the ones where the otherwise healthy 30-year-old father of 3 gets hit by a bus on his way to work, only to leave his family in the lurch because they had no life insurance. Or the older man who has no insurance […]

Do You Really NEED it? Or Just Want It?

Do We Really Need That? A while back my wife and I were talking about how we needed to get a new TV in our bedroom. It was 2009, and with the digital switchover happening that year, we had two options to consider. First we could buy a digital to analog converter box for about […]

Three Ways To Curb Consumerism In Your Children This Christmas

For the past ten years in a row, Gallup polls have shown that Americans spend over $600 each on Christmas presents every year. Studies have shown that it takes months for most families to recover from the holidays after financing most of their spending with credit cards. Unfortunately, our overspending has been filtered down to […]

Why Doesn’t the 80% Rule Offer Enough Money To Retire?

One of the most popular rules of retirement is that you’ll need about 75 – 80% of your income prior to retirement, an average of 80%, to maintain your lifestyle in retirement. Perhaps this is true for some people. For most new retirees, however, following this rule is not going to give them enough money […]