I often listen to motivational speeches and read spiritual, uplifting material. It’s positive and always has great life lessons we can learn, regardless of our religious choices. A couple of years back I heard a speech by a prominent religious motivational speaker about sin and sacrifice. This man spends a lot of his time with […]
Archives for 2010
Higher Education Can Have A Negative Effect On Your Level Of Wealth
We’re all used to hearing that if we want to get ahead in life, you need to get a college education. Today I want to talk about an idea that is rarely discussed. The idea that education can negatively affect your bottom line! Education And Wealth: Millionaires Are Well Educated Now before we get too […]
Increase Your Productivity With These Three Powerful Tools
There is nothing like the feeling of a hard day’s work, where everything has been taken care of and you have nothing else to accomplish. But for many, that’s the ideal day, and not the norm. If you ever feel that your productivity is lagging behind, you’re going to need some new techniques and tools […]
What Should I Do If My Identity Is Stolen? Identity Theft Checklist.
One thing that none of us ever wants to deal with is having our identity stolen. No matter how your identity gets stolen, it is one of the biggest invasions of your privacy to have someone besmirch your good name and trash your credit by making unauthorized purchases, getting fraudulent loans and doing whatever they […]
Will You Pay For Your Kids To Go To College?
Paying for our kid’s college has been near the top of our personal finance goals list for a long time. There are a number of reasons I personally feel strongly about this goal: I know what it’s like to have school loans (both my wife and I had them). I have a Biblical perspective on […]
Do You Share Equal Financial Responsibility With Your Spouse?
It’s inevitable. An individual within a married couple will become the main financial person. It’s common knowledge that over the course of marriage, either the husband or wife will emerge as the “one who does the finances.” But should this be allowed to be taken to the extreme? Should only one be in charge of […]
Mortgage Forgiveness For Underwater Homeowners: Will Obama Forgive Billions Of Dollars In Mortgage Principal?
I was reading up on what’s new in the mortgage markets and the economy over the weekend, and one piece of reporting caught my eye because it seemed like it couldn’t possibly be true. It was talking about how the Obama administration is considering making a move later this month where Fannie Mae and Freddie […]
New 1099 Reporting Requirements In Obama Health Care Plan: A Small Business Paperwork Nightmare?
When The Obama Health Care law passed this year few people actually knew what was fully contained within the bill’s thousands of pages. Only now after the law has been passed are we finding out the details about some of the provisions within the law that could affect us. A lot of people aren’t happy […]
Wealthy Heiress’s Empty Mansions Attest To How Material Things Can’t Buy Happiness
Up on a bluff on the Pacific Ocean sits Bellosguardo – or “Beautiful view.” – a $100 million dollar mansion owned by a reclusive billionaire and 104 year old heiress Huguette Clark. By any account the mansion is beautiful, and the estate is one that any person would love to call home. The thing is, […]
Should You Rent Or Buy A House?
Looking back on my financial life 10 years ago I thought owning a home was a sign I had achieved one of the most important financial goals. Not only did it mean I had good enough income to afford a mortgage, insurance and property taxes, I had an investment I could watch grow for years […]
Money Lessons I Taught My 5 Year Old
My son just turned 5 years old in July. He is a tall for his age, loves soccer and can’t wait for September to start school. While he is growing up (he doesn’t want to be called a kid anymore but a boy!), I am doing my best to transmit to him as much financial […]
Family Finance: Top Mistakes Young Families Make
Singles finance and family finance differ quite a bit. I’ve learned that well over the past 5 1/2 years (our oldest child is now 5 1/2). My personal experience has shown there are more spending pressures and overall expenses when you have a young family. Examples include birthday parties, swim lessons, dance lessons, clothes, toys, […]
Devotional: Godliness With Contentment Is Great Wealth
For many of us living in America, we strive to live a full life and we search for something we call the “American Dream”. I was reading a post on another site today that made me think a little harder about just what we’re striving for – and what the “American Dream” is. The definition […]
No Estate Tax In 2010 Means George Steinbrenner’s Family And Others Will Save Millions In Taxes
There are two things that are sure in life – death and taxes. And when you die, those two things could intersect. If your estate is worth $1 million dollars or more – your estate could be taxed up to 55% starting in 2011. Many people like to call it the “death tax”. This year […]