Upon contemplating how to implement our first budget, I ran into an inevitable problem: how to cash flow monthly expenditures. Having worked in retail for large corporations, I understood that other people had a similar problem. When it came time to pay their bill, some would say, “Well, I don’t get paid until Friday. Can […]
Archives for June 2010
Devotional: The Source Of Happiness
This past week I read several posts in the personal finance blogosphere that talked about how having more money can lead to living a happier life. While I do believe that having enough to keep ourselves out of poverty is a desirable thing, I don’t think having money or any material thing is what can […]
Should I Pay Off My Home Mortgage Early Or Invest?
In the past couple of years my wife and I have been able to dig our way out of debt – and a couple of years ago we paid off our last debt, a student loan for my college education. It was an amazing feeling being able to do that – it was a weight […]
Are You Making These 5 Retirement Planning Mistakes?
Retirement is certainly a hot topic. Most people are concerned about how much they need for retirement, when they can retire, which discount broker to use or whether they should open up a Roth IRA or contribute to Traditional IRAs. What’s amazing, however, is that although there are many folks preparing for retirement, there are […]
Buying A Home? Consider The Costs Of Home Ownership First!
Owning a home can be a blessing or a curse. Truly, homeownership can lead to great wealth or great financial ruin. If you’re thinking about buying a house, consider these potential expenses before diving in. While you might already be paying for some of these things while renting, it is still important to have an […]