First things first, congratulations to anyone who has recently married or is getting married. I wish you the best of luck. Once you get married, a lot of things change real quick. One area of change that takes some time to get used to is in your personal finances. Even if you decide not to […]
Archives for June 2010
What You Need To Know About Mutual Fund Sales Fees And Expenses
If you’ve read about mutual fund investing, or perhaps discussed it with someone knowledgeable on the subject, the topic of fees and expenses most likely came up in the conversation. For someone who isn’t a financial advisor or broker, mutual fund fees and expenses can be quite a confusing subject. How do you know when […]
Devotional: Created For Work
Ugh! Hard work? Yuck! Isn’t it just easier to sit back, relax, and let the world turn? Well, sure. But what fun is that? Created For Work The more I work, the more I understand that this is one thing I was born to do. When you think about it, work is truly life. Doing something […]
The Benefits Of Being A Stay At Home Mom Versus Being A Working Parent
This week is quickly turning into babies and family week. I’m sorry but I just can’t help myself, I’ve got nothing else on my mind lately, understandably. By this time next week I’ll be changing diapers and staying up nights with our new son. One topic that has been close to our hearts these past […]
What Expenses Should I Expect When Having A Child?
As my wife and I prepare for our journey into parenthood, one thing we’ve slowly realized is just how expensive it can be to have children. There are a host of big and small baby expenses that you may not have even considered, and as time goes on they slowly add up to a pretty […]
Things You Do That Could Cost You Money When Buying A Home
The last few years have been tough ones for the real estate market, and especially for the banks who have watched as thousands of their home loans have gone into default, and homes into foreclosure. Because the lending market has become so tough, lending guidelines have already started changing, making it tougher for some people […]
What Is The Best Way To Save For A New Child?
Well congratulations if you’ve recently found out you’re expecting to have a child! Assuming you’re having a child for the first time you may not know what expenses to expect or how to save for your child. That’s okay. Having children does impact your wallet, but it’s well worth it. Children are a blessing and […]
Devotional: Blessed Are His Sons
This father’s day, as we close in on just over a week until our son is born, I’ve been thinking a whole lot more than I usually do about what it means to be a father. It’s a scary thought and an exciting one at the same time. There are times that I think that […]
The Bush Tax Cuts Are Expiring. Will The 2011 Tax Hikes Bring On A Double Dip Recession?
At the end of the 2010 there will be a tax increase for all taxpayers, if something isn’t done. Back in 2001 the Bush administration helped to get an across the board tax cut passed that effectively lowered the marginal tax rates for all people paying taxes. (If you didn’t pay taxes, it doesn’t matter […]
Will There Be An Extension Of The June 30th Closing Deadline For The First Time Homebuyer Tax Credit?
The homebuyer tax credit closing deadline has been extended until September 30th, 2010 for those who were under contract by April 30th, 2010. Details here. Over the last year or so we’ve had a lot of talk on this site about the homebuyer tax credit. It helped to spur activity in the real estate markets, […]
The Seven Deadly Sins Of Spending
Spending money is a necessary part of life that requires diligent planning and serious discipline. You may have also realized it’s really fun. Many of us, often without realizing it, allow our spending habits grow out of control and wreak havoc on our bank accounts. The following are the Seven Deadly Sins of Spending we […]
Financial Goals, Home Life, And Parkinson’s Law
Trying to balance work and life? Here are a few tips to keep you on your feet when setting goals for your finances, work and family.
When Will I Get My $250 Medicare Part D Donut Hole Check?
Earlier this week President Obama spoke with seniors at a town hall meeting in regards to the Medicare Part D prescription benefit, and talked about how many of those seniors would be receiving a $250 check in the mail as a result of the health care reform passed earlier this year. Today I thought I […]
How Do I Choose A Mutual Fund?
How do you choose a mutual fund? But first, is it time for you to start investing? You may be asking the question – should invest while you’re still in debt? Or, perhaps – what is enough emergency savings before investing? These can be challenging questions to answer, but in general, you should invest as […]