Psychologists tell us that the word “free” sets off a mental trigger. Endorphins are released when you see the word ‘free’. Yet, ‘free’ also makes us immediately skeptical. People say ‘free’ is never free. Free means that you have the opportunity to receive something without cost. The reality is that nothing is free! The only […]
Archives for 2009
My Experience With The Making Home Affordable Refinance Program: Part 2
A month or two ago I heard about the Obama Administration’s “Making Home Affordable” refinance program. At the time we had already tried to refinance our mortgage once in January or February, and had decided not to proceed because it would have meant that we would have to start paying PMI on our mortgage. With […]
Cash For Clunkers Program Is Dead Again. Gas Guzzler Trade-In Program Ends Monday.
We’ve been talking a lot recently about the Cash For Clunkers program, and how the program has been successful by some standards, and troubled in other ways. The program ran out of money one week after it launched, and was only re-launched after congress passed another 2 billion dollars for the program. Now the program […]
Five Things That Don’t Affect Your Credit Score
With a shaky economy and tightening credit terms, it can be easy to be paranoid about your credit score. If you’re planning a major financing or recovering from bad credit, it’s not unsurprising that you’d be as self conscious and mindful about your credit score as a supermodel would be about her (or his) weight. […]
Five Qualities Necessary For Both Financial Fitness and Physical Fitness
Recently, I have been noticing an interesting relationship between what is necessary for physical fitness and for financial fitness. This is not to say that everyone who is physically fit is also financially fit, but those who have overcome weight struggles have the proven skills necessary to manage their finances. Also, those who manage their finances […]
Interview With Personal Finance Author And Speaker Matt Bell And Book Giveaway
A week or so ago I wrote a review of the book Money. Purpose. Joy. by Matt Bell . I enjoyed the book thoroughly, and after discovering the author was on twitter I decided to see if he was available to do an interview and possibly a guest post on this blog. Mr. Bell was […]
Devotional: Finding God
God did this so that men would seek him and perhaps reach out for him and find him, though he is not far from each one of us. – Acts 17:27 The children scramble in different directions as the child designated as the seeker keeps his eyes closed. One child hides under a coffee table. […]
Debt Free Story: How Frugality, Hard Work And Determination Can Lead To Debt Freedom.
This is an article from blogger Adam Faughn who preaches for the Lebanon Road church of Christ in Nashville, Tennessee. Married to the former Leah Moon, Adam is the dad of two children: Mary Carol is 3, and Turner is 2. Adam is also co-hosts iPreach the podcast each week. He blogs at Faughn Family […]
7 Attributes Of High Net Worth Individuals
In his book, The Millionaire Next Door, Thomas J. Stanley explains how his research has found that individuals who have attained a high net worth have quite a few things in common. In particular, they were found to have these 7 basic attributes in common. According to Stanley, if you can emulate them, you too […]
Why Multitasking Is An Essential Skill For College Students
The new college semester is around the corner and there is only one stop for personal finance, career advice, and tips on college life in general- Studenomics. If you like this article then please consider subscribing to his feed! As a college student you want money to keep up with the latest fashion trends, to […]
Ten Ways To Be Sure Helping Is Helping
“He who is kind to the poor lends to the Lord, and he will reward him for what he has done”. Proverbs 19:17 “He who gives to the poor will lack nothing, but he who closes his eyes to them receives many curses”. Proverbs 28:27 “Speak up for those who cannot speak for themselves, for […]
Devotional: False Appearance
And no wonder, for Satan himself masquerades as an angel of light. – 2 Corinthians 11:14 In my room at the care center, there is a large window that takes up the entire top half of one wall. From the perspective of where I sit in my wheelchair, the view out the window is wonderful. […]
Introduction To Peer-To-Peer Lending: Signing Up To Use Lending Club
Peer to peer lending has been a hot topic on personal finance blogs for the last year or so. Lots of people are promoting it as a good way to make decent returns on your money – even in a tough economy like we’re in (Some might argue that it’s because of the hard times we’re […]
Cash For Clunkers Gets A $2 Billion Cash Infusion And Rises From The Dead.. For Now
More Cash – For Cash For Clunkers It was only a week ago that we were talking about how the Cash For Clunkers program had only been active for a week, and it was already running out of money. $1 billion dollars had been assigned to the program and after demand for the vouchers was […]
