Do you have your own tips for preventing impulse purchases? Have you saved money by setting up your own roadblocks? How can you save more?
Archives for 2009
What Is A Roth IRA And What Are The Benefits?
The Roth IRA (and its cousin, the Roth 401k) are getting press lately and with good reason. There is a fear that taxes will need to rise over time and we will all find ourselves retiring in a higher tax bracket than we are in today. Let’s first take a step back to understand what […]
Ally Bank Review: High Yield Savings Account
A week or so ago I talked about how I had opened a new online high yield savings account with one of the personal finance blogosphere’s favorite banks, CapitalOne360. CapitalOne360 is great because of a variety of factors, but for me the ability to set up sub-accounts, and to budget using their automatic withdrawals to […]
Business and Bible Terms: “Gain”
At the end of the day, each of us hopes to have a gain for our endeavors. “Resources or advantage acquired or increased” is how Webster’s defines gain. A gain is simply what we have left over after we have expended ourselves. Businesses will cease to operate if there are not any gains. Each employee […]
Devotional: Leaning On My Own Understanding
Trust in the Lord with all your heart and lean not on your own understanding; in all your ways acknowledge him, and he will make your paths straight. – Proverbs 3:5-6 When I was seven years old, I visited my grandma in Indiana. In the summer, she lived in a cottage on beautiful Lake James. […]
Going To The Minnesota State Fair Is Expensive! How To Avoid Spending Too Much.
My wife and I, along with a group of our friends, went to the Minnesota State Fair this past weekend. For those who don’t know the Minnesota State Fair is the largest state fair in the United States in terms of average daily attendance. Daily attendance can average anywhere from 100,000 people all the way […]
Lending Club Celebrates 25,000 Investors By Giving Away $2500 Cash And $25 For New Investors
About a month ago I posted about how I joined Lending Club as an investor, and I talked about how I thought it was becoming a pretty good way to make a decent return on your money. As with any type of investing it does carry it’s risks, but I believe that it is beginning […]
ING Direct Review: Why I Am Signing Up For The Orange Savings Account, And Why You Should Too
As I mentioned in a previous posting on high yield savings accounts, lately I’ve been looking for a new online bank where we can put our money. Our current savings account is with the same company as our mortgage (Bank of America), and I decided that I wanted our savings to be at a different […]
Business and Bible Terms: “Cost”
The dollar is a currency. Each and every country of the world has an accepted currency. A currency has no value in and of itself. It only has value as a group if people (1) recognize, and (2) accept its value. For example, I might have $1,000 U.S. But when I am in Papua New […]
How To Get A Deal And Save Money When You’re Buying Electronics Or Other High Ticket Items
My wife and I have always enjoyed watching movies and TV shows at home. You could say we’re movie buffs. We’ve got a nice finished basement in our home with a big sectional couch facing our home theater where we can lie in front of the TV and watch to our heart’s content. It’s one […]
Devotional: My Chains Fell Off
Suddenly an angel of the Lord appeared and a light shone in the cell. He struck Peter on the side and woke him up. “Quick, get up!” he said, and the chains fell off Peter’s wrists. – Acts 12:7 As my neuromuscular disease has progressed, I have gradually lost strength in my muscles. The further […]
Tax Rules And Consequences Of The Cash For Clunkers Program
I’ve written quite a bit about the cash for clunkers program here on Bible Money Matters in relation to how the program worked, who qualified for the rebate, and how you could go about redeeming your voucher. The program has now run its course, and now that the excitement has died down people are beginning […]
Time Is Running Out To Get The $8000 First Time Homebuyer Tax Credit
A few months ago we wrote for the first time about the $8000 first time homebuyer tax credit that the Obama administration passed as a part of the 2009 stimulus bill. The measure was aimed at helping to improve the real estate market that has taken such a huge hit over the past year. They […]
Finding The Best High Yield Savings Account: Rates, Features And Ease Of Use
For quite some time I’ve been meaning to get another high yield savings account for our family. We’ve had one online account through Countrywide Bank (now Bank of America) for a couple of years after we signed up when they had a high promotional interest rate. Their rate really isn’t that great anymore (less than […]
