Why I Love My Credit Card If you’re read my site for a while you may be a bit surprised to find out that I actually do use a credit card. I’m usually the one that’s first to tell people that they shouldn’t use credit, and that they should save up for things that they […]
Archives for 2009
Democrats Hope To Pass A Second U.S. Stimulus Bill By Early 2010
Fresh off of a $787 billion stimulus package passed in February of 2009, congressional Democrats are now beginning to talk about passing a second, more modest stimulus package sometime within the next few months – aimed at easing the unemployment crisis. From Reuters: Congressional Democrats’ push for another U.S. stimulus package got a boost on […]
Preparing For Difficult Times: When The Money Manager Is Unable To Perform Responsibilities
As the family money manager, I have an important responsibility which I never considered before last week. It’s a responsibility to insure my wife knows how to get access to all of our financial information and important documents immediately, if something ever happened to me. This is a serious topic many people don’t want to […]
How Much Money Do You Save By Wearing Nice Clothes?
“I’m going to change when I get to the LAX airport”. A friend of mine was recently flying from Australia to Los Angeles. He planned to wear a pair of jeans on the first flight and then change for his connecting flight within the States. “I always get treated better when I’m dressed up. You’re […]
How To Save Hundreds Of Dollars On Your Tax Bill By Challenging Your Property Taxes
After reading on some other blogs how the bloggers had successfully challenged their property tax assessments, saving them hundreds of dollars every year, I decided that it was time that I give it it a shot as well. Our assessed property value last year was almost $20,000 higher than we thought that it should be, […]
Set Your Course For Next Year Now! Setting Values Oriented Goals
With all the focus on Thanksgiving, Black Friday shopping and Christmas time, you may have not yet thought about planning goals for next year. Is it too early and are you too busy to think about the subject of goal setting right now? Or perhaps you’ve never really invested much time in goal setting. Either […]
More Vs. Less: Which Is Better?
We typically do it instinctively – we think ‘more’ is always the solution. If you are having money troubles, what should you do? Earn more money. If you are feeling depressed, what should you do? Spend more money. If you want to retire happy, what should you do? Save more money. If a product is […]
Start Saving Up For Infrequent Expenses And Christmas Savings Goals Using Automatic Accounts Like Smarty Pig
We’re quickly coming upon one of the busiest spending times of the year, the Christmas season. For too many years I would come up to Christmas and suddenly realize that I had woefully under-prepared for the coming holiday. I never saved up enough money to pay for gifts for my immediate family, friends and relatives. […]
EverBank Bank Review: High Yield Savings Account
If you’re looking for a good high yield savings account where you can put your money, I think EverBank should be near the top of your list.
Overcoming Money Issues In Marriage
Recently, my pastor gave a message about the leading causes of money issues in marriage. He referred to them as “money minefields” that if not dealt with (or defused) lead to problems in marriage and much of the time divorce. After listening to the message the second time this past weekend, I think it is one […]
The Financial “Slip Up” And What To Do When It Happens
For those of us who have yet to at least adopt some measure of “frugal living” into our current lifestyle, I’d say it’s high time to get going. However, if you’re already at least doing something to improve your personal economy, hats off to you! No matter what steps you’re currently taking, you are at […]
Sharing Some Photos From Our Trip To Niagara Falls And New England
A couple of weeks ago my wife and I went on vacation for a week from Canada’s Niagara Falls area, through New England and ending up in Maine. We had a wonderful time, and over the course of the week we took a lot of gorgeous pictures. We visited fun locations from Niagara Falls to […]
20 Tips To Press Onward Towards Your Financial Goals
Are you in a financial rut? Do you need some motivation to get you back on your feet and move forward? Perhaps you’ve been trying to build and emergency fund this year and emergencies pop up as quickly as you deposit money into your savings account. Or, perhaps you’ve paid off all your debt and […]
2 Compelling Reasons To Buy The Most Expensive House In Your Neighborhood
With the recent extension of the homebuyers tax credit and expansion to include a current homeowner tax credit, there is probably going to be a lot of people in the market for a new house. These credits are yet another way people can benefit from economic weakness. If you are in the market for a new […]
