The earth is the Lord’s, and the fullness thereof. Psalm 24:1 As a person who is interested in personal finance, and the process of creating wealth, I’ve spent a lot of time thinking about the topic. You might even say that I’ve gotten a bit obsessive about it at times. One thing I’ve realized is […]
Archives for January 2009
Emergency Funds Make Your Life Better! (Or At Least More Stress Free)
An emergency fund is only the beginning of a sound financial plan. Here are some good reasons to start saving and how much money you should save.
Social Media Tip For Bloggers: Link Your Social Media Profiles To Your Blog URL
I was recently browsing through my Twitter stream when I saw something on the profile page of one of the social media big wigs that I thought was a great idea. He had set it up so that he could link to any of his social media profiles just by typing in his URL and […]
Dealing With A Job Loss: What To Do When You’re Laid Off
My wife is in the middle of a possible layoff right now, and as anyone who has been through this knows, it’s a hard situation to be in. So often a big chunk of our self-worth is tied up in what we do for a living, and then when the rug is pulled out from […]
Jumpstart Your Economy: Doing Your First Budget
What Is A Budget? First things first. What is a budget? A budget is basically a written plan where you decide where each and every dollar will go in the coming month. You figure out how much income you’ll have, and how much you’ll need to spend for necessities. The difference between the two […]
Devotional: The Value of a Person
This is what the Lord says: “Let not the wise man boast of his wisdom or the strong man boast of his strength or the rich man boast of his riches, but let him who boasts boast about this: that he understands and knows me, that I am the Lord, who exercises kindness, justice and […]
Photos Of My Home Office: Where The Magic Happens
I was reading the blogs in my reader this morning when I came upon two similar posts. The original one by My Two Dollars talked about how some readers had asked to see what David’s home office looks like. He complied by posting pictures showing his very neat desk, big beautiful monitor and beautiful mountain […]
Personal Finance Bible Verse Of The Day: Never Satisfied With His Income
Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. Ecclesiastes 5:10 Living in our culture it’s hard not to focus on material things. We’re blasted with constant commercials and advertisements trumpeting how happiness is only a BMW away. We may have money, but we […]
Rates Are Low. Is It Time To Refinance? Our Refinance Story
My wife and I have been shopping around lately trying to find a good deal on a lower rate for our home mortgage. We’re currently sitting at around 6.5% with our 30 year fixed rate mortgage. We bought our house right before the real estate bubble burst, so the market was at its highest. Our […]
Do You Ever Plan To Fully Retire?
The languor of idleness is worse than the worst weariness of toil – Hugh Black I was thinking recently about how so many people have recently had to re-think their retirement plans as their nest eggs have been depleted or vanished altogether due to our economic meltdown. People who were thinking that they would be […]
Devotional: Giving as Worship
Honor the Lord with your wealth, with the firstfruits of all your crops. – Proverbs 3:9 In the Old Testament, believers did not come to the temple to worship without an offering to give God. Indeed, their offerings were integral, or essential, to their worship of God. While we do not worship in the temple […]
Interview With Blogger And Certified Financial Planner Jeff Rose
When you read blogs, you can always tell when the person writing the blog is passionate about the subject matter that they’ve chosen. Their writing sucks you in, and keeps you coming back. You know those blogs will most likely take it to the next level. A blog that I’ve been mightily impressed with lately […]
Personal Finance Bible Verse Of The Day: Diversify Your Holdings
Give portions to seven, yes to eight, for you do not know what disaster may come upon the land. Ecclesiastes 11:2 Last night in our Financial Peace University class we had a lesson on investing (you can read about it here), and one of the principles that was stressed by Dave Ramsey was that when […]
Stimulus Package Was Needed But It Won’t End the Crunch
credit: Hey Paul Today Ben Bernanke talked about the stimulus package currently being discussed by President-elect Obama and his incoming administration. He believes it will help, but that it won’t be enough to bring a lasting recovery. From the International Herald Tribune: The chairman of the Federal Reserve, Ben Bernanke, said Tuesday that the fiscal […]
