Learning To Invest A while back I talked about investing tips that we learned in our Financial Peace University class. Among the key things we learned was that you should be out of debt before investing (except mortgage), you NEED to diversify your holdings or risk losing it all, and only work with financial advisers […]
Archives for 2008
Dave Ramsey’s Financial Peace University: Week 11 – Working In Your Strengths
Last Week – From Fruition To Tuition Last week was week 10 in Dave Ramsey’s “Financial Peace University“. Week 10 was all about retirement, education and planning for the future. Key points: Independence in retirement is up to you. Don’t depend on Social Insecurity. Fund college education only after you are funding your retirement. If […]
Personal Finance And Momentum: Keep Moving Forward
The Ebb and Flow of Financial Life I’ve been thinking about my financial life a lot more these past few months, and one thing I’ve been noticing is that there is an ebb and flow when it comes to positive changes, and negative backsliding. Things go in spurts. For example, I recently read up on […]
Personal Finance Bible Verse of the Day: The simpleton never looks
A sensible man watches for problems ahead and prepares to meet them. The simpleton never looks, and suffers the consequences. Proverbs 27:12 This verse talks about the importance of planning ahead. if you plan ahead you’ll be able to meet the financial challenges that come up in your life, or be able to retire with […]
An Expensive Mistake: Having Hundreds Of Dollars Worth Of Stuff Stolen From My Car
This past weekend was an expensive one for me. And it didn’t have to be. Friday night was going to be a fun evening. I had a company softball game that I was taking part in, and we were all leaving work early to partake in this company game. Our company has two sub-companies, and […]
A Credit Card You Can Use To Help Others, And Get A Good Rate Too!
A couple of weeks back we had a post on this blog talking about micro-lending. The post talked about how micro-loans through companies like Kiva or Grameen Bank, can help people in developing countries to get on their feet, get their business up and running, and how it can be much more effective than just giving […]
Is Tithing Biblical?
If we are to search the Scriptures to determine if tithing is Biblical, we should start from the beginning.
Dave Ramsey’s Financial Peace University: Week 10 – From Fruition To Tuition
Last Week – Of Mice And Mutual Funds Last week was week 9 in Dave Ramsey’s “Financial Peace University“. Week 9 was all about mutual funds and other investment strategies. Some of the key points: The best way to invest is to be OUT OF DEBT first. Don’t put all your eggs in one basket […]
A Second Stimulus Check: Is It On The Way, And Is It Even A Good Idea?
After the first 2.2 trillion stimulus package, Congress is now considering a second stimulus check for taxpayers. Here is what you need to know.
Personal Finance Bible Verse of the Day: I shall not be in want
The LORD is my shepherd, I shall not be in want. He makes me lie down in green pastures, he leads me beside quiet waters, he restores my soul. He guides me in paths of righteousness for his name’s sake. Psalms 23:1-3 When you put your faith in Christ, you also have knowledge that he […]
Financial Crisis: First Foreclosure, Now Credit Cards?
The next big crisis? The past year has been a tough one for our economy. We have seen the companies suffer as the mortgage industry undergoes a huge crisis. Thousands of foreclosures have happened to people who got into mortgages they couldn’t afford. Adjustable rate mortgage and interest only loan rates started going up, and […]
Dave Ramsey’s Financial Peace University: Week 9 – Of Mice And Mutual Funds
Last week – Clause and Effect Last week was week 8 in Dave Ramsey’s “Financial Peace University“. Week 8 was all strategies for negotiating, and using cash to reduce the cost of the items you buy. Don’t be afraid to negotiate. Be willing to walk away. Always use the power of cash. Remember the places […]
It’s So Hard To Let You Go. Rest In Peace Old Friend.
A Phone Call At Work Yesterday was a hard day. I had to say goodbye to a very good friend, one of the best that I’ve ever had. It all started when I got a phone call from my mom around 3 in the afternoon while I was at work. When she calls me at […]
Make A Better Budget!
We all have need for a budget at one time or another, and it pays to revisit our financial goals on a regular basis in order to make sure we’re staying on track. So when you’re budgeting there are a few things to remember in order to make sure you get the most out of […]
